Last Updated: 07/28/2025
Nevada State Bank Clarity Visa® Credit Card
Unaffiliated
in Credit Cards from Nevada State Bank
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
14.25% - 23.25%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
14.25% - 23.25%(Verified 06/21/2024)
Credit Score Range
690 - 850
Annual Fee
$0
Nevada State Bank Clarity Visa® Credit Card Review
This is a card issued by Nevada State Bank. If you're wondering whether Nevada State Bank Clarity Visa® Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Nevada State Bank Clarity Visa® Credit Card has a variable regular purchase APR that ranges from 14.25% up to 23.25%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Nevada State Bank Clarity Visa® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of Nevada State Bank Clarity Card
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Nevada State Bank Clarity Card FAQ
Does Nevada State Bank Clarity Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Nevada State Bank Clarity Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Nevada State Bank Clarity Visa® Credit Card has a variable purchase APR that ranges from 14.25% up to 23.25%. The card has a variable balance transfer APR that ranges from 14.25% up to 23.25%. It also has a variable cash advance APR that ranges from 25.75% up to 29.75%.
Does Nevada State Bank Clarity Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Nevada State Bank Clarity Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Nevada State Bank Clarity Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
There is a late fee of up to $0 . Does Nevada State Bank Clarity Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Nevada State Bank Clarity Card?
The customer service number for Nevada State Bank Clarity Card is (702) 855-4606.
What is the support contact email for Nevada State Bank Clarity Card?
The support contact email for Nevada State Bank Clarity Card is facebook@nsbank.com.
What is the login page for Nevada State Bank Clarity Card?
You can access the login page of Nevada State Bank Clarity Card here.
How do people rate the customer service and user experience of Nevada State Bank Clarity Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Nevada State Bank Clarity Visa® Credit Card report your account activity to credit bureaus?
Yes, Nevada State Bank Clarity Visa® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Nevada State Bank perform a hard credit pull?
Yes, Nevada State Bank Clarity Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Nevada State Bank Clarity Card
- Visit the website of Nevada State Bank Clarity Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 7:00PM
Tuesday
7:00AM - 7:00PM
Wednesday
7:00AM - 7:00PM
Thursday
7:00AM - 7:00PM
Friday
7:00AM - 7:00PM
Saturday
7:00AM - 7:00PM