Last Updated: 07/28/2025
Zions Bank Vivid Rewards Visa® Credit Card
Unaffiliated
in Credit Cards from Zions Bancorporation
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
14.50% - 26.50%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
14.50% - 26.50%(Verified 06/21/2024)
Credit Score Range
Starting at 670
Annual Fee
$0
Zions Bank Vivid Rewards Visa® Credit Card Review
This is a rewards card issued by Zions Bancorporation. If you're wondering whether Zions Bank Vivid Rewards Visa® Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
- Earn up to 30,000 bonus points with double points for 12 months.
- APRs: Zions Bank Vivid Rewards Visa® Credit Card has a variable regular purchase APR that ranges from 14.50% up to 26.50%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. Zions Bank Vivid Rewards Visa® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Vivid Rewards Visa Credit Card
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Vivid Rewards Visa Credit Card FAQ
Does Vivid Rewards Visa Credit Card have a cash back or rewards program?
Vivid Rewards Visa Credit Card is a rewards card.
| Description |
Does Vivid Rewards Visa Credit Card have a signup bonus?
Yes. Earn up to 30,000 bonus points with double points for 12 months.
Does Vivid Rewards Visa Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Vivid Rewards Visa Credit Card benefits?
Zions Bank Vivid Rewards Visa® Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Cell Phone Protection
What are the relevant APRs for Vivid Rewards Visa Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Zions Bank Vivid Rewards Visa® Credit Card has a variable purchase APR that ranges from 14.50% up to 26.50%. The card has a variable balance transfer APR that ranges from 14.50% up to 26.50%.
Does Vivid Rewards Visa Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 14.50% - 26.50% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Vivid Rewards Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Vivid Rewards Visa Credit Card?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for Vivid Rewards Visa Credit Card?
The customer service number for Vivid Rewards Visa Credit Card is (888) 307-3411.
What is the support contact email for Vivid Rewards Visa Credit Card?
The support contact email for Vivid Rewards Visa Credit Card is james.abbott@zionsbancorp.com.
What is the login page for Vivid Rewards Visa Credit Card?
You can access the login page of Vivid Rewards Visa Credit Card here.
How do people rate the customer service and user experience of Vivid Rewards Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Zions Bancorporation perform a hard credit pull?
Yes, Vivid Rewards Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Vivid Rewards Visa Credit Card
- Visit the website of Vivid Rewards Visa Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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10:00AM - 2:00PM