SCHEELS® Secured Visa® Card

Key Takeaways

• 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
• APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 22.24%
• No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
• A 5% balance transfer fee. SCHEELS® Secured Visa® Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
• Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
• Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of SCHEELS Secured Visa Card

SCHEELS Secured Visa Card FAQ

Does SCHEELS Secured Visa Card have a cash back or rewards program?

How do people rate the customer service and user experience of SCHEELS Secured Visa Card?

Does First National Bank of Omaha perform a hard credit pull?

How to apply for SCHEELS Secured Visa Card

• Visit the website of SCHEELS Secured Visa Card.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.