Nuvision Credit Union Platinum Visa Credit Card
in Personal Credit Cards from Nuvision Credit Union
UnaffiliatedNuvision Credit Union Platinum Visa Credit Card
in Personal Credit Cards from Nuvision Credit Union
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| Purchase APR (Variable APR) | 7.65 - 16.65 |
| Balance Transfer APR (Variable APR) | 7.65 - 16.65 |
| Credit Score Range | 600 - 850 |
| Annual Fee | 0 |
Nuvision Credit Union Platinum Visa Credit Card Review
This is a credit card issued by Nuvision Credit Union. If you're wondering whether Nuvision Credit Union Platinum Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Nuvision Credit Union Platinum Visa Credit Card has a variable purchase APR that ranges from 7.65% up to 16.65%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Nuvision Credit Union Platinum Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
| The Good | The Bad |
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Does Nuvision Credit Union Platinum Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Nuvision Credit Union Platinum Visa Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Nuvision Credit Union Platinum Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 7.65% up to 16.65%. The card has a variable balance transfer APR that ranges from 7.65% up to 16.65%. It also has a variable cash advance APR that ranges from 7.65% up to 16.65%. Note that late payments are subject to an APR of 16.65% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Nuvision Credit Union Platinum Visa Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 3.99% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 3.99 |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 7.65 - 16.65 |
| Balance Transfer Fee Minimum | 10 |
| Balance Transfer Fee % | 3 |
Does Nuvision Credit Union Platinum Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Nuvision Credit Union Platinum Visa Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $37 |
| Late Payment Fee | up to $37 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Nuvision Credit Union Platinum Visa Credit Card have a foreign transaction fee?
Nuvision Credit Union Platinum Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Nuvision Credit Union Platinum Visa Credit Card?
The Nuvision Credit Union Platinum Visa Credit Card customer service number is (800) 444-6327.
Does Nuvision Credit Union Platinum Visa Credit Card report your account activity to credit bureaus?
Yes, Nuvision Credit Union Platinum Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Nuvision Credit Union Platinum Visa Credit Card
- Visit the Nuvision Credit Union Platinum Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
7812 Edinger Avenue
Huntington Beach, CA 92647 - (800) 444-6327
- Visit Site
Other Services by Nuvision Credit Union
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | 0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | 10 |
| Cash Advance Fee (%) | 3 |
| Minimum Cash Advance Fee ($) | 10 |
| Foreign Currency Transaction Fee | 1 |
| Returned Payment Fee | Up to 37 |
| Late Fee Amount | Up to 37 |
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