Nuvision Credit Union Visa Share Secured Credit Card

Nuvision Credit Union Visa Share Secured Credit Card Review

This is a secured credit card credit card issued by Nuvision Credit Union. If you're wondering whether Nuvision Credit Union Visa Share Secured Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. Nuvision Credit Union Visa Share Secured Credit Card has a fixed purchase APR that ranges from 10.90% up to 17.90%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Nuvision Credit Union Visa Share Secured Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Nuvision Credit Union Visa Share Secured Credit Card

Nuvision Credit Union Visa Share Secured Credit Card FAQ

Does Nuvision Credit Union Visa Share Secured Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Nuvision Credit Union Visa Share Secured Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Nuvision Credit Union Visa Share Secured Credit Card?

Nuvision Credit Union Visa Share Secured Credit Card has a fixed purchase APR that ranges from 10.90% up to 17.90%. The card has a fixed balance transfer APR that ranges from 10.90% up to 17.90%. It also has a fixed cash advance APR that ranges from 10.90% up to 17.90%. Note that late payments are subject to an APR of 17.90% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Nuvision Credit Union Visa Share Secured Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Nuvision Credit Union Visa Share Secured Credit Card report your account activity to credit bureaus?

Yes, Nuvision Credit Union Visa Share Secured Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Nuvision Credit Union Visa Share Secured Credit Card

• Visit the Nuvision Credit Union Visa Share Secured Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.