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Last Updated: 07/28/2025

Family Security CU Platinum Plus Rewards Visa

from Family Security Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Family Security Credit Union logo
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Highlights

Purchase APR (Variable APR)

Starting at 16.15%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

Starting at 16.15%(Verified 06/21/2024)

Credit Score Range

630 - 850

Annual Fee

N/A


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Family Security CU Platinum Plus Rewards Visa Review

This is a rewards card issued by Family Security Credit Union. If you're wondering whether Family Security CU Platinum Plus Rewards Visa is the right card for you, read on.

Key Takeaways

  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Family Security CU Platinum Plus Rewards Visa

Family Security CU Platinum Plus Rewards Visa FAQ

Does Family Security CU Platinum Plus Rewards Visa have a cash back or rewards program?

Family Security CU Platinum Plus Rewards Visa is a rewards card.

Does Family Security CU Platinum Plus Rewards Visa have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Family Security CU Platinum Plus Rewards Visa offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Family Security CU Platinum Plus Rewards Visa benefits?

Family Security CU Platinum Plus Rewards Visa provides the following benefits:
  • Reports to major credit bureaus

What are the relevant APRs for Family Security CU Platinum Plus Rewards Visa?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
Family Security CU Platinum Plus Rewards Visa has a variable purchase APR starting at 16.15%. The card has a variable balance transfer APR starting at 16.15% .

Does Family Security CU Platinum Plus Rewards Visa have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Family Security CU Platinum Plus Rewards Visa have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Family Security CU Platinum Plus Rewards Visa?

N/A.

What is the customer service phone number for Family Security CU Platinum Plus Rewards Visa?

The customer service number for Family Security CU Platinum Plus Rewards Visa is (256) 340-2000.

What is the support contact email for Family Security CU Platinum Plus Rewards Visa?

The support contact email for Family Security CU Platinum Plus Rewards Visa is contact.us@myfscu.com.

How do people rate the customer service and user experience of Family Security CU Platinum Plus Rewards Visa?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Family Security CU Platinum Plus Rewards Visa report your account activity to credit bureaus?

Yes, Family Security CU Platinum Plus Rewards Visa reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Family Security Credit Union perform a hard credit pull?

Yes, Family Security CU Platinum Plus Rewards Visa performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Family Security CU Platinum Plus Rewards Visa

  • Visit the website of Family Security CU Platinum Plus Rewards Visa.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2204 Family Security Pl
Decatur, AL 35603
(256) 340-2000
Visit Site

Hours of Operation

Sunday
Closed
Monday
7:30AM - 5:00PM
Tuesday
7:30AM - 5:00PM
Wednesday
7:30AM - 5:00PM
Thursday
7:30AM - 5:00PM
Friday
7:30AM - 6:00PM
Saturday
9:00AM - 1:00PM

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Other Credit Cards from Family Security Credit Union

Family Security Credit Union logo
Rating not yet determined
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Purchase APR

N/A

Balance Transfer APR

N/A

Credit Score Range

620 - 850

300

850

Annual Fee

N/A

Visit Site

Family Security CU Signature Cash Rewards Visa logo

Purchase APR

Starting at 18.00%
Disclaimer popup with additional information

Balance Transfer APR

Starting at 18.00%
Disclaimer popup with additional information

Credit Score Range

670 - 850

300

850

Annual Fee

N/A


Family Security Credit Union logo

Purchase APR

Starting at 14.15%
Disclaimer popup with additional information

Balance Transfer APR

Starting at 14.15%
Disclaimer popup with additional information

Credit Score Range

N/A

Annual Fee

N/A


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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Family Security CU Platinum Plus Rewards Visa Community Reviews

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