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  Oregon State Credit Union Teen Visa Credit Card

Oregon State Credit Union Teen Visa Credit Card

in Personal Credit Cards from Oregon State Credit Union

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Oregon State Credit Union Teen Visa Credit Card

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in Personal Credit Cards from Oregon State Credit Union

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Highlights
Purchase APR  (Variable APR) 6.75% - 16.75%
Balance Transfer APR  (Variable APR) 6.75% - 16.75%
Credit Score Range 600 - 850
Annual Fee $0

Oregon State Credit Union Teen Visa Credit Card Review

This is a credit card issued by Oregon State Credit Union. If you're wondering whether Oregon State Credit Union Teen Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Oregon State Credit Union Teen Visa Credit Card has a variable purchase APR that ranges from 6.75% up to 16.75%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of Oregon State Credit Union Teen Visa Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Oregon State Credit Union Teen Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Oregon State Credit Union Teen Visa Credit Card FAQ

Does Oregon State Credit Union Teen Visa Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Oregon State Credit Union Teen Visa Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Oregon State Credit Union Teen Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 6.75% up to 16.75%. The card has a variable balance transfer APR that ranges from 6.75% up to 16.75%. It also has a variable cash advance APR that ranges from 6.75% up to 16.75%.

Does Oregon State Credit Union Teen Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Oregon State Credit Union Teen Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Oregon State Credit Union Teen Visa Credit Card?

The following fees apply:

Oregon State Credit Union Teen Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Late Payment Fee $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Oregon State Credit Union Teen Visa Credit Card have a foreign transaction fee?

Oregon State Credit Union Teen Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Oregon State Credit Union Teen Visa Credit Card?

The Oregon State Credit Union Teen Visa Credit Card customer service number is (800) 732-0173.

What is the support contact email for Oregon State Credit Union Teen Visa Credit Card?

The support contact email for Oregon State Credit Union Teen Visa Credit Card is marketing@oregonstatecu.com.

Does Oregon State Credit Union Teen Visa Credit Card report your account activity to credit bureaus?

Yes, Oregon State Credit Union Teen Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Oregon State Credit Union Teen Visa Credit Card

  • Visit the Oregon State Credit Union Teen Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

Other Services by Oregon State Credit Union

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Availability

  Available in 1 state
Oregon
Availabile in all of Oregon

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 30 days
Foreign Currency Transaction Fee 1%
Late Fee Amount $25
Customer Type Personal
Minimum Age 13
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type No Rewards
Cash Advance APR (Variable APR) 6.75% - 16.75%
Balance Computation average daily balance” (including new purchases)
Credit Limit $250 - $500
Purchase APR (Variable APR) 6.75% - 16.75%
Balance Transfer APR (Variable APR) 6.75% - 16.75%
Card Type
  • Balance Transfer
Card Network Visa

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