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  Discover it® Chrome Card
Discover it® Chrome Card
in Credit Cards from Discover Bank
Claimed

Discover it® Chrome Card

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in Credit Cards from Discover Bank
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Highlights
Purchase APR  (Variable APR) 16.99% - 27.99%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 16.99% - 27.99%
(Verified 08/04/2023)
Credit Score Range 650 - 850
Annual Fee $0

Discover it® Chrome Card Review

This is a cashback card issued by Discover Bank. If you're wondering whether discover it chrome card is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 15 months, which is longer than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
  • Competitive APRs. Discover it® Chrome Card has a variable purchase APR that ranges from 16.99% up to 27.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Discover it® Chrome Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • Multiple credit card benefits. Includes generous credit card perks, such as identity theft protection, purchase security, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of discover it chrome card

The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers for up to 15 months.
  • 0% APR on new purchases during the first 15 months. There is then a variable purchase APR that ranges from 16.99% up to 27.99%.
  • No annual fee.
  • Multiple credit card perks.
  • Free access to your credit score.
  • Identity Theft Protection.
  • Discover it® Chrome Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a 3% balance transfer fee

discover it chrome card FAQ

Does discover it chrome card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the discover it chrome card benefits?

It provides the following benefits:

  • Free Credit Score
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for discover it chrome card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.

Discover it® Chrome Card has a variable purchase APR that ranges from 16.99% up to 27.99%. The card has a variable balance transfer APR that ranges from 16.99% up to 27.99%. It also has a variable cash advance APR of 29.99% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does discover it chrome card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 15 months.

Discover it® Chrome Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 15 months
Balance Transfer APR 16.99% - 27.99%
Balance Transfer Fee % 3%

Does discover it chrome card have an intro APR offer on new purchases?

Discover it® Chrome Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 15 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 15 months.

What are the fees for discover it chrome card?

The following fees apply:

discover it chrome card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $
Initial Program Fee $
Foreign Transaction Fee %
Returned Payment Fee Starting at $ up to $41
Late Payment Fee Starting at up to $41

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

What is the customer service phone number for discover it chrome card?

The discover it chrome card customer service number is (800) 347-2683.

What is the support contact email for discover it chrome card?

The support contact email for discover it chrome card is service@email.discover.com.

What is the discover it chrome card login page?

You can access the discover it chrome card login page here.

How do people rate the customer service and user experience of discover it chrome card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Discover it® Chrome Card report your account activity to credit bureaus?

Yes, Discover it® Chrome Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for discover it chrome card

  • Visit the discover it chrome card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 8:30am - 1:00pm

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 15 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) Up to $10
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0.50
Returned Payment Fee Up to $41
Late Fee Amount Up to $41
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Purchase Protection
  • Fraud Liability
  • Free Credit Score
Rewards Categories
  • 2% Cash Back on Gas
  • 2% Cash Back on Restaurants
Cash Advance APR (Variable APR) 29.99%
APR Type Variable APR
Balance Computation We use a method called "daily balance (including new transactions)."
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 16.99% - 27.99%
(Verified 08/04/2023)
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 15 months
Balance Transfer APR (Variable APR) 16.99% - 27.99%
(Verified 08/04/2023)
Balance Transfer Fee % 3%
Card Type
  • Cashback
  • Zero Percent
Card Network Discover

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