Last Updated: 07/28/2025
Los Angeles FCU Signature Rewards Platinum
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 13.99%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
Starting at 13.99%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Los Angeles FCU Signature Rewards Platinum Review
This is a rewards card issued by Los Angeles Federal Credit Union. If you're wondering whether Los Angeles FCU Signature Rewards Platinum is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Los Angeles FCU Signature Rewards Platinum
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Los Angeles FCU Signature Rewards Platinum FAQ
Does Los Angeles FCU Signature Rewards Platinum have a cash back or rewards program?
Los Angeles FCU Signature Rewards Platinum is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gas | Up to 2 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Groceries | Up to 2 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Los Angeles FCU Signature Rewards Platinum have a signup bonus?
This card doesn't offer a cash signup bonus.Does Los Angeles FCU Signature Rewards Platinum offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Los Angeles FCU Signature Rewards Platinum benefits?
Los Angeles FCU Signature Rewards Platinum provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Los Angeles FCU Signature Rewards Platinum?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Los Angeles FCU Signature Rewards Platinum has a variable purchase APR starting at 13.99%. The card has a variable balance transfer APR starting at 13.99% . It also has a variable cash advance APR starting at 13.99% .
Does Los Angeles FCU Signature Rewards Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Los Angeles FCU Signature Rewards Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Los Angeles FCU Signature Rewards Platinum?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for Los Angeles FCU Signature Rewards Platinum?
The customer service number for Los Angeles FCU Signature Rewards Platinum is .
What is the support contact email for Los Angeles FCU Signature Rewards Platinum?
The support contact email for Los Angeles FCU Signature Rewards Platinum is infor@lafcu.org.
What is the login page for Los Angeles FCU Signature Rewards Platinum?
You can access the login page of Los Angeles FCU Signature Rewards Platinum here.
How do people rate the customer service and user experience of Los Angeles FCU Signature Rewards Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Los Angeles FCU Signature Rewards Platinum report your account activity to credit bureaus?
Yes, Los Angeles FCU Signature Rewards Platinum reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Los Angeles Federal Credit Union perform a hard credit pull?
Yes, Los Angeles FCU Signature Rewards Platinum performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Los Angeles FCU Signature Rewards Platinum
- Visit the website of Los Angeles FCU Signature Rewards Platinum.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM