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  Blain's Farm and Fleet Mastercard

Blain's Farm and Fleet Mastercard

in Personal Credit Cards from First National Bank of Omaha

Unaffiliated

Blain's Farm and Fleet Mastercard

Unaffiliated

in Personal Credit Cards from First National Bank of Omaha

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Highlights
Purchase APR  (Variable APR) 0% - 23.49%
Balance Transfer APR  (Variable APR) 23.49%
Credit Score Range 650 - 850
Annual Fee $0

Blain's Farm and Fleet Mastercard Review

This is a store rewards credit card issued by First National Bank of Omaha. If you're wondering whether Blain's Farm and Fleet credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • Competitive APRs. Blain's Farm and Fleet Mastercard has a variable purchase APR that ranges from 0% up to 23.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Blain's Farm and Fleet credit card
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 12 months.
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Blain's Farm and Fleet Mastercard is accepted.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.
Blain's Farm and Fleet credit card FAQ

Does Blain's Farm and Fleet credit card have a cash back or rewards program?

Blain's Farm and Fleet credit card is a rewards card.

Blain's Farm and Fleet credit card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Blain's Farm and Fleet credit card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Blain's Farm and Fleet credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Blain's Farm and Fleet credit card benefits?

It provides the following benefits:

  • Zero fraud liability

What are the relevant APRs for Blain's Farm and Fleet credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 0% up to 23.49%. The card has a variable balance transfer APR of 23.49% . It also has a variable cash advance APR of 23.49% .

Does Blain's Farm and Fleet credit card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Blain's Farm and Fleet Mastercard Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 23.49%
Balance Transfer Fee Minimum $10

Does Blain's Farm and Fleet credit card have an intro APR offer on new purchases?

Blain's Farm and Fleet Mastercard Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Blain's Farm and Fleet credit card?

The following fees apply:

Blain's Farm and Fleet credit card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee $35
Late Payment Fee $37

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Blain's Farm and Fleet credit card have a foreign transaction fee?

Blain's Farm and Fleet credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

How to apply for Blain's Farm and Fleet credit card

  • Visit the Blain's Farm and Fleet credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

Blain's Farm and Fleet Mastercard Disclosure: 0% intro APR2 for 12 billing cycles every time you spend at least $500 at Blain's Farm & Fleet with your Blain's Farm & Fleet Mastercard®. After that, your APR will be a variable 23.49% based on the Prime Rate. Minimum monthly payments required.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee (%) 23.49%
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $1.75
Returned Payment Fee $35
Late Fee Amount $37
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Every Purchase
  • Gas
  • Groceries
  • Retail
Cash Advance APR (Variable APR) 23.49%
Purchase APR (Variable APR) 0% - 23.49%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 23.49%
Balance Transfer Fee Minimum $10
Card Type
  • Balance Transfer
  • Gas
  • Rewards
  • Store Card
  • Zero Percent
Card Network Mastercard

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