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  Blain’s Farm & Fleet Rewards Mastercard
Blain’s Farm & Fleet Rewards Mastercard
in Credit Cards from First National Bank of Omaha
Unaffiliated

Blain’s Farm & Fleet Rewards Mastercard

Unaffiliated
in Credit Cards from First National Bank of Omaha
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Highlights
Purchase APR  (Variable APR) Up to 22.99%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 22.99%
(Verified 08/04/2023)
Credit Score Range 650 - 850
Annual Fee $0

Blain’s Farm & Fleet Rewards Mastercard Review

This is a store rewards card issued by First National Bank of Omaha. If you're wondering whether Blain's Farm and Fleet credit card is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Blain’s Farm & Fleet Rewards Mastercard charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Blain's Farm and Fleet credit card

The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • 0% APR on new purchases during the first 12 months. There is then a variable purchase APR that ranges from % up to 22.99%.
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Blain’s Farm & Fleet Rewards Mastercard is accepted.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Does not report to credit bureaus.
  • Charges a 5% balance transfer fee

Blain's Farm and Fleet credit card FAQ

Does Blain's Farm and Fleet credit card have a cash back or rewards program?

Blain's Farm and Fleet credit card is a rewards card.

Blain's Farm and Fleet credit card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Blain's Farm and Fleet credit card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Blain's Farm and Fleet credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Blain's Farm and Fleet credit card benefits?

It provides the following benefits:

  • Zero fraud liability

What are the relevant APRs for Blain's Farm and Fleet credit card?

It has a variable purchase APR of up to 22.99%.

The card has a variable balance transfer APR of 22.99% . It also has a variable cash advance APR of 22.99% .

Does Blain's Farm and Fleet credit card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Blain’s Farm & Fleet Rewards Mastercard Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 22.99%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%

Does Blain's Farm and Fleet credit card have an intro APR offer on new purchases?

Blain’s Farm & Fleet Rewards Mastercard Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the fees for Blain's Farm and Fleet credit card?

The following fees apply:

Blain's Farm and Fleet credit card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $
Initial Program Fee $
Foreign Transaction Fee 3%
Returned Payment Fee $35
Late Payment Fee $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Blain's Farm and Fleet credit card have a foreign transaction fee?

Blain's Farm and Fleet credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Blain's Farm and Fleet credit card?

The Blain's Farm and Fleet credit card customer service number is (415) 908-2200.

What is the support contact email for Blain's Farm and Fleet credit card?

The support contact email for Blain's Farm and Fleet credit card is firstnational@fnbo.com.

What is the Blain's Farm and Fleet credit card login page?

You can access the Blain's Farm and Fleet credit card login page here.

How do people rate the customer service and user experience of Blain's Farm and Fleet credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for Blain's Farm and Fleet credit card

  • Visit the Blain's Farm and Fleet credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

Blain’s Farm & Fleet Rewards Mastercard Disclosure: 0% intro APR2 for 12 billing cycles every time you spend at least $500 at Blain's Farm & Fleet with your Blain's Farm & Fleet Mastercard®. After that, your APR will be a variable 23.49% based on the Prime Rate. Minimum monthly payments required.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 12 months
Cash Advance Fee Minimum $15
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $15
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $1.75
No Interest Grace Period for Late Payment 21 days
Returned Payment Fee $35
Late Fee Amount $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Retail
  • Gas
  • Groceries
  • Every Purchase
Cash Advance APR (Variable APR) 22.99%
APR Type Variable APR
Purchase APR (Variable APR) Up to 22.99%
(Verified 08/04/2023)
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 22.99%
(Verified 08/04/2023)
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Rewards
  • Balance Transfer
  • Store Card
  • Gas
  • Zero Percent
Card Network Mastercard

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