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  Blain's Farm and Fleet Mastercard

Blain's Farm and Fleet Mastercard

in Personal Credit Cards from First National Bank of Omaha

Unaffiliated

Blain's Farm and Fleet Mastercard

Unaffiliated

in Personal Credit Cards from First National Bank of Omaha

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Highlights
Highlights
Balance Transfer APR  (Variable APR) 23.49%
Credit Score Range 650 - 850
Annual Fee $0
Purchase APR  (Variable APR) 0% - 23.49%

Blain's Farm and Fleet Mastercard Review

Blain's Farm and Fleet Mastercard is a store rewards credit card issued by First National Bank of Omaha.  If you're wondering whether Blain's Farm and Fleet Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

  • 0% balance transfer intro rate. Offers an introductory APR rate on balance transfers of 0% for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Competitive APRs. Blain's Farm and Fleet Mastercard has a variable purchase APR of up to 23.49%.
  • No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives rewards on your purchases but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Gas rewards.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Has an introductory APR rate on balance transfers of 0%.
  • Earn rewards on every purchase.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.

Is there a Blain's Farm and Fleet Mastercard cash back or rewards program?

Blain's Farm and Fleet Mastercard offers a rewards program to its customers.

Blain's Farm and Fleet Mastercard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Blain's Farm and Fleet Mastercard have a signup bonus?

Blain's Farm and Fleet Mastercard doesn't offer a cash signup bonus.

Does Blain's Farm and Fleet Mastercard offer an annual loyalty bonus?

Blain's Farm and Fleet Mastercard doesn't offer a cash loyalty bonus.

What are the Blain's Farm and Fleet Mastercard benefits?

Blain's Farm and Fleet Mastercard provides the following benefits:

  • Zero fraud liability

What are the relevant APRs for Blain's Farm and Fleet Mastercard?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Blain's Farm and Fleet Mastercard has lower than average purchase APRs.

Blain's Farm and Fleet Mastercard has a variable purchase APR that ranges from 0% up to 23.49%. The card has a variable balance transfer APR of 23.49% . It also has a variable cash advance APR of 23.49% .

Does Blain's Farm and Fleet Mastercard have an introductory APR offer on balance transfers??

Yes, Blain's Farm and Fleet Mastercard offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

Blain's Farm and Fleet Mastercard Balance Transfers
Description
Balance Transfer APR 23.49%
Introductory Rate 0%
Intro APR period (months) 12

Does Blain's Farm and Fleet Mastercard have an introductory APR offer on new purchases??

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.

What are the Blain's Farm and Fleet Mastercard fees?

The following fees apply to Blain's Farm and Fleet Mastercard:

Blain's Farm and Fleet Mastercard Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee $35
Late Payment Fee $37

Does Blain's Farm and Fleet Mastercard have a foreign transaction fee?

Blain's Farm and Fleet Mastercard charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

How to apply for Blain's Farm and Fleet Mastercard

  • Visit the Blain's Farm and Fleet Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

BLAIN'S FARM AND FLEET MASTERCARD Disclosure: 0% intro APR2 for 12 billing cycles every time you spend at least $500 at Blain's Farm & Fleet with your Blain's Farm & Fleet Mastercard®. After that, your APR will be a variable 23.49% based on the Prime Rate. Minimum monthly payments required.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 21
Cash Advance Fee (%) 23.49%
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $1.75
Returned Payment Fee $35
Balance Transfer Fee Minimum $10
Late Fee Amount $37
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Fraud Liability  
Credit Card Benefits
  • Fraud Liability
Bonus Rewards At Blain's Farm and Fleet: 3 POINTS per $1 spent At Gas Stations and Grocery Stores: per $1 spent
Rewards Categories
  • Every Purchase
  • Gas
  • Groceries
  • Retail
Cash Advance APR (Variable APR) 23.49%
Purchase APR (Variable APR) 0% - 23.49%
Introductory Rate 0%
Intro APR period 12
Balance Transfer APR (Variable APR) 23.49%
Introductory Rate 0%
Intro APR period 12

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