SuperMoney
  Mopar® DrivePlus Mastercard®

Mopar® DrivePlus Mastercard®

in Personal Credit Cards from First National Bank of Omaha

Unaffiliated

Mopar® DrivePlus Mastercard®

Unaffiliated

in Personal Credit Cards from First National Bank of Omaha

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Mopar® DrivePlus Mastercard® to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Balance Transfer APR  (Variable APR) 16.24% - 27.24%
Credit Score Range 700 - 850
Annual Fee $0
Purchase APR  (Variable APR) 16.24% - 27.24%
Rewards Rates
  • Every Purchase
  • Gas
  • Travel

Mopar® DrivePlus Mastercard® Review

Mopar® DrivePlus Mastercard® is a store cashback credit card issued by First National Bank of Omaha. If you're wondering whether Mopar® DrivePlus Mastercard® is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Earn a rewards rate of up to x.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Signup bonus. Offers a signup bonus of $100 if you spend $100 within 30 months.
  • Competitive APRs. Mopar® DrivePlus Mastercard® has a variable purchase APR that ranges from 16.24% up to 27.24%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Mopar® DrivePlus Mastercard® charges a fee of up to 5% on balance transfers. For example, a balance of $1,000 could cost up to $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Gas rewards. Earn up to 2% for every $1 you spend on gas.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.

Mopar® DrivePlus Mastercard® Pros and Cons:

The Good The Bad
  • Receive 5% back on Mopar® purchases and at any FCA US LLC dealership 2% back on gas and travel purchases 1% back on purchases everywhere else¹
  • Special financing options available.
  • Receive $100 cash back as a $100 statement credit when you spend $100 in FCA US purchases in your first billing cycle.
  • Receive benefits such as identity theft protection, fraud monitoring, zero liability and FICO score for free.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Free access to your credit score.
  • Earn rewards on every purchase.
  • Mopar® DrivePlus Mastercard® reports to multiple credit bureaus.
  • Contains foreign transaction fees.
  • Requires good to excellent credit.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • Charges a 5% balance transfer fee.

Is there a Mopar® DrivePlus Mastercard® cash back or rewards program?

No, Mopar® DrivePlus Mastercard® does not offer a rewards program. Mopar® DrivePlus Mastercard® is a cashback card. This means you earn a percentage of your purchase as a cash reward.

What are the Mopar® DrivePlus Mastercard® benefits?

Mopar® DrivePlus Mastercard® provides the following benefits:

  • Free Credit Score
  • Zero fraud liability
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Mopar® DrivePlus Mastercard®?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.

Mopar® DrivePlus Mastercard® has a variable purchase APR that ranges from 16.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 16.24% up to 27.24%.

Does Mopar® DrivePlus Mastercard® have an introductory APR offer on balance transfers?

No, Mopar® DrivePlus Mastercard® does not come with an introductory APR offer for balance transfers.

Does Mopar® DrivePlus Mastercard® have an introductory APR offer on new purchases??

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 6 months.

Mopar® DrivePlus Mastercard® Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 6

What are the Mopar® DrivePlus Mastercard® fees?

The following fees apply to Mopar® DrivePlus Mastercard®:

Mopar® DrivePlus Mastercard® Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $35
Late Payment Fee up to $39

Does Mopar® DrivePlus Mastercard® have a foreign transaction fee?

Mopar® DrivePlus Mastercard® charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Mopar® DrivePlus Mastercard® report your account activity to credit bureaus?

Mopar® DrivePlus Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Mopar® DrivePlus Mastercard®

  • Visit the Mopar® DrivePlus Mastercard® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Eligible In-Store Purchases 5%
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $15
Cash Advance Fee (%) 5%
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $1.75
Returned Payment Fee Up to $35
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Card Type
  • Cashback
  • Gas
  • Store Card
  • Travel
Card Network Mastercard
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Fraud Liability  
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
Free FICO Score  
Rewards Rates
  • Every Purchase
  • Gas
  • Travel
Signup Bonus $100
Purchase APR (Variable APR) 16.24% - 27.24%
Balance Transfer APR (Variable APR) 16.24% - 27.24%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%

Be the first to rate

 

Would you recommend Mopar® DrivePlus Mastercard® to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Deserve Edu Mastercard for Students
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews

First National Bank of Omaha Personal Credit Cards

Product

Reviews

Balance Transfer APR

Credit Score Range

Annual Fee

Purchase APR

Rewards Rates

Jeep DrivePlus Mastercard®

Jeep DrivePlus Mastercard®

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 16.24% - 27.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.24% - 27.24%
(Variable APR)
    0% 36% Variable APR
Rewards Rates
  • 1% on Every Purchase
  • 2% on Gas
  • 2% on Travel
First National Bank of Omaha Platinum Edition Visa Card

First National Bank of Omaha Platinum Edition Visa Card

 
 
5
7 total votes
Balance Transfer APR 11.49% - 19.49%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 11.49% - 19.49%
(Variable APR)
    0% 36% Variable APR
Rewards Rates N/A Rewards Rates
Rakuten Rewards Mastercard

Rakuten Rewards Mastercard

Rating not yet determined

3 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 17.24% - 24.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 640 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 17.24% - 24.24%
(Variable APR)
    0% 36% Variable APR
Rewards Categories
  • Every Purchase
  • Office Supplies
  • Software, Hardware, Cloud
Blain's Farm and Fleet Mastercard

Blain's Farm and Fleet Mastercard

Be the first to rate

Balance Transfer APR 23.49% Variable APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 0% - 23.49%
(Variable APR)
    0% 36% Variable APR
Rewards Categories
  • Every Purchase
  • Gas
  • Groceries
  • Retail
Show More
Fiat DrivePlus Mastercard®

Fiat DrivePlus Mastercard®

Be the first to rate

Balance Transfer APR 16.24% - 27.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.24% - 27.24%
(Variable APR)
    0% 36% Variable APR
Rewards Rates
  • 1% on Every Purchase
  • 2% on Gas
  • 2% on Travel
Chrysler DrivePlus Mastercard®

Chrysler DrivePlus Mastercard®

Be the first to rate

Balance Transfer APR 16.24% - 27.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR N/A Purchase APR
Rewards Rates
  • 1% on Every Purchase
  • 2% on Gas
  • 2% on Travel
Ram DrivePlus Mastercard®

Ram DrivePlus Mastercard®

Be the first to rate

Balance Transfer APR 16.24% - 27.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.24% - 27.24%
(Variable APR)
    0% 36% Variable APR
Rewards Rates
  • 1% on Every Purchase
  • 2% on Gas
  • 2% on Travel
Dodge DrivePlus Mastercard®

Dodge DrivePlus Mastercard®

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 16.24% - 27.24%
(Variable APR)
    0% 36% Variable APR
Rewards Rates
  • 1% on Every Purchase
  • 2% on Gas
  • 2% on Travel