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  Mopar® DrivePlus Mastercard®
Mopar® DrivePlus Mastercard®
in Credit Cards from First National Bank of Omaha
Unaffiliated

Mopar® DrivePlus Mastercard®

Unaffiliated
in Credit Cards from First National Bank of Omaha
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Highlights
Purchase APR 14.99% - 25.99%
Balance Transfer APR 14.99% - 25.99%
Credit Score Range 700 - 850
Annual Fee $0

Mopar® DrivePlus Mastercard® Review

This is a credit card issued by First National Bank of Omaha. If you're wondering whether Mopar® DrivePlus Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 5x.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Signup bonus. Offers a signup bonus of $100 if you spend $100 within 30 months.
  • Competitive APRs. Mopar® DrivePlus Mastercard® has a variable purchase APR that ranges from 14.99% up to 25.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Mopar® DrivePlus Mastercard® charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Mopar® DrivePlus Mastercard®
The Good The Bad
  • Receive 5% back on Mopar® purchases and at any FCA US LLC dealership 2% back on gas and travel purchases 1% back on purchases everywhere else¹
  • Special financing options available.
  • Receive $100 cash back as a $100 statement credit when you spend $100 in FCA US purchases in your first billing cycle.
  • Receive benefits such as identity theft protection, fraud monitoring, zero liability and FICO score for free.
  • Potentially lower than average purchase APRs.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Mopar® DrivePlus Mastercard® reports to multiple credit bureaus.
  • Contains foreign transaction fees.
  • Requires good to excellent credit.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Charges a 5% balance transfer fee.
Mopar® DrivePlus Mastercard® FAQ

Does Mopar® DrivePlus Mastercard® have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Mopar® DrivePlus Mastercard® benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Mopar® DrivePlus Mastercard®?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Mopar® DrivePlus Mastercard® has a variable purchase APR that ranges from 14.99% up to 25.99%. The card has a variable balance transfer APR that ranges from 14.99% up to 25.99%. It also has a variable cash advance APR of 25.24% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Mopar® DrivePlus Mastercard® have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Mopar® DrivePlus Mastercard® have an intro APR offer on new purchases?

Mopar® DrivePlus Mastercard® Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Mopar® DrivePlus Mastercard®?

The following fees apply:

Mopar® DrivePlus Mastercard® Fees
Fees Amount
Annual Fee $0
Initial Program Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $35
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Mopar® DrivePlus Mastercard® have a foreign transaction fee?

Mopar® DrivePlus Mastercard® charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Mopar® DrivePlus Mastercard®?

The support contact email for Mopar® DrivePlus Mastercard® is firstnational@fnbo.com.

What is the Mopar® DrivePlus Mastercard® login page?

You can access the Mopar® DrivePlus Mastercard® login page here.

How do people rate the customer service and user experience of Mopar® DrivePlus Mastercard®?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Mopar® DrivePlus Mastercard® report your account activity to credit bureaus?

Yes, Mopar® DrivePlus Mastercard® reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Mopar® DrivePlus Mastercard®

  • Visit the Mopar® DrivePlus Mastercard® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

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First National Bank of Omaha Savings Account

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period 6 months
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 21 days
Additional Card Fee Amount $0
Cash Advance Fee Minimum $15
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $15
Initial Program Fee $0
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $1.75
Returned Payment Fee Up to $35
Late Fee Amount Up to $40
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Fraud Liability
  • Free Credit Score
Rewards Categories
  • Cash Back on
  • Cash Back on
  • Cash Back on
Signup Bonus Starting at $100
Cash Advance APR 25.24%
Balance Computation Average daily balance (including new purchases)
Penalty APR 0.0%
Purchase APR 14.99% - 25.99%
Balance Transfer APR 14.99% - 25.99%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Cashback
  • Travel
  • Store Card
  • Gas
Card Network Mastercard

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