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  Mopar® DrivePlus Mastercard®

Mopar® DrivePlus Mastercard®

in Personal Credit Cards from First National Bank of Omaha

Unaffiliated

Mopar® DrivePlus Mastercard®

Unaffiliated

in Personal Credit Cards from First National Bank of Omaha

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Highlights
Purchase APR  (Variable APR) 14.99% - 25.99%
Balance Transfer APR  (Variable APR) 14.99% - 25.99%
Credit Score Range 700 - 850
Annual Fee $0

Mopar® DrivePlus Mastercard® Review

This is a store cashback credit card issued by First National Bank of Omaha. If you're wondering whether Mopar® DrivePlus Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 5x.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Signup bonus. Offers a signup bonus of $100 if you spend $100 within 30 months.
  • Competitive APRs. Mopar® DrivePlus Mastercard® has a variable purchase APR that ranges from 14.99% up to 25.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Mopar® DrivePlus Mastercard® charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Gas rewards. on eligible gas purchases.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Mopar® DrivePlus Mastercard®
The Good The Bad
  • Receive 5% back on Mopar® purchases and at any FCA US LLC dealership 2% back on gas and travel purchases 1% back on purchases everywhere else¹
  • Special financing options available.
  • Receive $100 cash back as a $100 statement credit when you spend $100 in FCA US purchases in your first billing cycle.
  • Receive benefits such as identity theft protection, fraud monitoring, zero liability and FICO score for free.
  • Lower than average purchase APRs.
  • 0% APR on new purchases during the first 6 months.
  • No annual fee.
  • Free access to your credit score.
  • Identity Theft Protection.
  • Mopar® DrivePlus Mastercard® reports to multiple credit bureaus.
  • Contains foreign transaction fees.
  • Requires good to excellent credit.
  • Charges a foreign transaction fee of 3%.
  • Charges a 5% balance transfer fee.
Mopar® DrivePlus Mastercard® FAQ

Does Mopar® DrivePlus Mastercard® have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.

What are the Mopar® DrivePlus Mastercard® benefits?

It provides the following benefits:

  • Free Credit Score
  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Mopar® DrivePlus Mastercard®?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 14.99% up to 25.99%. The card has a variable balance transfer APR that ranges from 14.99% up to 25.99%. It also has a variable cash advance APR of 25.24% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Mopar® DrivePlus Mastercard® have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Mopar® DrivePlus Mastercard® have an intro APR offer on new purchases?

Mopar® DrivePlus Mastercard® Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Mopar® DrivePlus Mastercard®?

The following fees apply:

Mopar® DrivePlus Mastercard® Fees
Fees Amount
Annual Fee $0
Initial Program Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $35
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Mopar® DrivePlus Mastercard® have a foreign transaction fee?

Mopar® DrivePlus Mastercard® charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Mopar® DrivePlus Mastercard®?

The Mopar® DrivePlus Mastercard® customer service number is (415) 908-2200.

What is the support contact email for Mopar® DrivePlus Mastercard®?

The support contact email for Mopar® DrivePlus Mastercard® is firstnational@fnbo.com.

Does Mopar® DrivePlus Mastercard® report your account activity to credit bureaus?

Yes, Mopar® DrivePlus Mastercard® reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Mopar® DrivePlus Mastercard®

  • Visit the Mopar® DrivePlus Mastercard® website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by First National Bank of Omaha

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 21 days
Additional Card Fee Amount $0
Cash Advance Fee Minimum $15
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $15
Initial Program Fee $0
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $1.75
Returned Payment Fee Up to $35
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
Rewards Categories
  • Cash Back on Travel
  • Cash Back on Gas
  • Cash Back on Every Purchase
Signup Bonus Starting at $100
Cash Advance APR (Variable APR) 25.24%
Balance Computation Average daily balance (including new purchases)
Penalty APR (Variable APR) 0.0%
Purchase APR (Variable APR) 14.99% - 25.99%
Balance Transfer APR (Variable APR) 14.99% - 25.99%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 5%
Card Type
  • Cashback
  • Gas
  • Store Card
  • Travel
Card Network Mastercard

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