Mopar® DrivePlus Mastercard®
in Personal Credit Cards from First National Bank of Omaha
UnaffiliatedMopar® DrivePlus Mastercard®
in Personal Credit Cards from First National Bank of Omaha
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| Purchase APR (Variable APR) | 14.99% - 25.99% |
| Balance Transfer APR (Variable APR) | 14.99% - 25.99% |
| Credit Score Range | 700 - 850 |
| Annual Fee | $0 |
Mopar® DrivePlus Mastercard® Review
This is a store cashback credit card issued by First National Bank of Omaha. If you're wondering whether Mopar® DrivePlus Mastercard® is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 5x.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Signup bonus. Offers a signup bonus of $100 if you spend $100 within 30 months.
- Competitive APRs. Mopar® DrivePlus Mastercard® has a variable purchase APR that ranges from 14.99% up to 25.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- 5% Balance transfer fee. Mopar® DrivePlus Mastercard® charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Gas rewards. on eligible gas purchases.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
| The Good | The Bad |
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Does Mopar® DrivePlus Mastercard® have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.
What are the Mopar® DrivePlus Mastercard® benefits?
It provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Mopar® DrivePlus Mastercard®?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR that ranges from 14.99% up to 25.99%. The card has a variable balance transfer APR that ranges from 14.99% up to 25.99%. It also has a variable cash advance APR of 25.24% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Mopar® DrivePlus Mastercard® have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Mopar® DrivePlus Mastercard® have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Mopar® DrivePlus Mastercard®?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Initial Program Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $35 |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Mopar® DrivePlus Mastercard® have a foreign transaction fee?
Mopar® DrivePlus Mastercard® charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Mopar® DrivePlus Mastercard®?
The Mopar® DrivePlus Mastercard® customer service number is (415) 908-2200.
What is the support contact email for Mopar® DrivePlus Mastercard®?
The support contact email for Mopar® DrivePlus Mastercard® is firstnational@fnbo.com.
Does Mopar® DrivePlus Mastercard® report your account activity to credit bureaus?
Yes, Mopar® DrivePlus Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Mopar® DrivePlus Mastercard®
- Visit the Mopar® DrivePlus Mastercard® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
16th & Dodge St
Omaha, NE 68197 - (415) 908-2200
- Visit Site
- Email Support
Other Services by First National Bank of Omaha
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 6 months |
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