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Last Updated: 07/28/2025

TruStone Financial CU Visa® Platinum Credit Card

from TruStone Financial Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
TruStone Financial CU Visa® Platinum Credit Card logo
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Highlights

Purchase APR (Variable APR)

13.65% - 17.90%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

13.65% - 17.90%(Verified 06/21/2024)

Credit Score Range

820 - 850

Annual Fee

$0

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TruStone Financial CU Visa® Platinum Credit Card Review

This is a card issued by TruStone Financial Credit Union. If you're wondering whether TruStone Financial CU Visa® Platinum Credit Card is the right card for you, read on.

Key Takeaways

  • APRs: TruStone Financial CU Visa® Platinum Credit Card has a variable regular purchase APR that ranges from 13.65% up to 17.90%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, and fraud protection.
  • Excellent credit required. You will have good approval odds if you have an excellent credit score.

Pros & Cons of TruStone Financial CU Visa® Platinum Credit Card

TruStone Financial CU Visa® Platinum Credit Card FAQ

Does TruStone Financial CU Visa® Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for TruStone Financial CU Visa® Platinum Credit Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
TruStone Financial CU Visa® Platinum Credit Card has a variable purchase APR that ranges from 13.65% up to 17.90%. The card has a variable balance transfer APR that ranges from 13.65% up to 17.90%. It also has a variable cash advance APR that ranges from 13.65% up to 17.90%.

Does TruStone Financial CU Visa® Platinum Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does TruStone Financial CU Visa® Platinum Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for TruStone Financial CU Visa® Platinum Credit Card?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the support contact email for TruStone Financial CU Visa® Platinum Credit Card?

The support contact email for TruStone Financial CU Visa® Platinum Credit Card is estaff@trustonefinancial.org.

How do people rate the customer service and user experience of TruStone Financial CU Visa® Platinum Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does TruStone Financial CU Visa® Platinum Credit Card report your account activity to credit bureaus?

Yes, TruStone Financial CU Visa® Platinum Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does TruStone Financial Credit Union perform a hard credit pull?

Yes, TruStone Financial CU Visa® Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for TruStone Financial CU Visa® Platinum Credit Card

  • Visit the website of TruStone Financial CU Visa® Platinum Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

14601 27th Ave N
Plymouth
Minneapolis, MN 55447
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM

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TruStone Financial CU Visa Signature® Credit Card logo
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Purchase APR

14.65% - 17.90%
Disclaimer popup with additional information

Balance Transfer APR

14.65% - 17.90%
Disclaimer popup with additional information

Credit Score Range

670 - 850

300

850

Annual Fee

$0
Visit Site

TruStone Financial CU Visa® Platinum Rewards Credit Card logo

Purchase APR

14.65% - 17.90%
Disclaimer popup with additional information

Balance Transfer APR

14.65% - 17.90%
Disclaimer popup with additional information

Credit Score Range

670 - 850

300

850

Annual Fee

$0

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

TruStone Financial CU Visa® Platinum Credit Card Community Reviews

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