Last Updated: 07/28/2025
Financial Center FCU Elite Rewards Visa® Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 15.25%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
N/A
Annual Fee
$0
Financial Center FCU Elite Rewards Visa® Credit Card Review
This is a rewards card issued by Financial Center First Credit Union. If you're wondering whether Financial Center FCU Elite Rewards Visa® Credit Card is the right card for you, read on.
Key Takeaways
- Elevate your holidays with 20,000 bonus rewards points* from your new Visa® Elite Rewards Credit Card. 20,000 bonus point offer requires at least five (5) card purchase transactions totaling at least net $500 within 90 days of card approval. Bonus will be fulfilled as a one-time credit of 20,000 bonus rewards points. Offer expires March 31, 2024.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
Pros & Cons of Financial Center FCU Elite Rewards Visa® Credit Card
| The Good | The Bad |
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Financial Center FCU Elite Rewards Visa® Credit Card FAQ
Does Financial Center FCU Elite Rewards Visa® Credit Card have a cash back or rewards program?
Financial Center FCU Elite Rewards Visa® Credit Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1.5 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Financial Center FCU Elite Rewards Visa® Credit Card have a signup bonus?
Yes. Elevate your holidays with 20,000 bonus rewards points* from your new Visa® Elite Rewards Credit Card. 20,000 bonus point offer requires at least five (5) card purchase transactions totaling at least net $500 within 90 days of card approval. Bonus will be fulfilled as a one-time credit of 20,000 bonus rewards points. Offer expires March 31, 2024.
Does Financial Center FCU Elite Rewards Visa® Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Financial Center FCU Elite Rewards Visa® Credit Card benefits?
Financial Center FCU Elite Rewards Visa® Credit Card provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Financial Center FCU Elite Rewards Visa® Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Financial Center FCU Elite Rewards Visa® Credit Card has a variable purchase APR starting at 15.25%. Financial Center FCU Elite Rewards Visa® Credit Card does not offer balance transfers.
Does Financial Center FCU Elite Rewards Visa® Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Financial Center FCU Elite Rewards Visa® Credit Card does not offer balance transfers.Does Financial Center FCU Elite Rewards Visa® Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Financial Center FCU Elite Rewards Visa® Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for Financial Center FCU Elite Rewards Visa® Credit Card?
The customer service number for Financial Center FCU Elite Rewards Visa® Credit Card is (800) 473-2328.
What is the support contact email for Financial Center FCU Elite Rewards Visa® Credit Card?
The support contact email for Financial Center FCU Elite Rewards Visa® Credit Card is CommunityDevelopment@fcfcu.com.
What is the login page for Financial Center FCU Elite Rewards Visa® Credit Card?
You can access the login page of Financial Center FCU Elite Rewards Visa® Credit Card here.
How do people rate the customer service and user experience of Financial Center FCU Elite Rewards Visa® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Financial Center FCU Elite Rewards Visa® Credit Card report your account activity to credit bureaus?
Yes, Financial Center FCU Elite Rewards Visa® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Financial Center First Credit Union perform a hard credit pull?
Yes, Financial Center FCU Elite Rewards Visa® Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Financial Center FCU Elite Rewards Visa® Credit Card
- Visit the website of Financial Center FCU Elite Rewards Visa® Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
10:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
10:00AM - 1:00PM