Cascade FCU Rewards Visa Credit Card

Cascade FCU Rewards Visa Credit Card Review

This is a rewards card issued by Cascade Federal Credit Union. If you're wondering whether Cascade FCU Rewards Visa Credit Card is the right card for you, read on.

Key Takeaways

• Get 15,000 points when you are approved for the card (that's worth around $150 depending on how you redeem your points!)
• Competitive APRs. Cascade FCU Rewards Visa Credit Card has a variable purchase APR that ranges from 13.15% up to 18.00%.
• No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, price protection, travel assistance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 670.

Pros & Cons of Cascade FCU Rewards Visa Credit Card

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Multiple credit card perks. Offers Auto Rental Collision Damage Waiver. Extended warranty and price protection on purchases. Travel assistance insurance Cardholders can earn rewards on their purchases. Cascade FCU Rewards Visa Credit Card reports to multiple credit bureaus.	You need good credit to qualify.

Cascade FCU Rewards Visa Credit Card FAQ

Does Cascade FCU Rewards Visa Credit Card have a cash back or rewards program?

Cascade FCU Rewards Visa Credit Card is a rewards card.

Cascade FCU Rewards Visa Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	15000

What are the Cascade FCU Rewards Visa Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Price Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Cascade FCU Rewards Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Cascade FCU Rewards Visa Credit Card has a variable purchase APR that ranges from 13.15% up to 18.00%. The card has a variable balance transfer APR that ranges from 13.15% up to 18.00%. It also has a variable cash advance APR that ranges from 13.15% up to 18.00%.

What are the fees for Cascade FCU Rewards Visa Credit Card?

The following fees apply:

Cascade FCU Rewards Visa Credit Card Fees

Description
No Annual Fee?
Annual Fee	$0
No Interest Grace Period for Late Payment	25 days
Returned Payment Fee	Up to $15
Late Fee Amount	Up to $20

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Cascade FCU Rewards Visa Credit Card report your account activity to credit bureaus?

Yes, Cascade FCU Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Cascade FCU Rewards Visa Credit Card

• Visit the Cascade FCU Rewards Visa Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.