Last Updated: 04/18/2025
Harborstone CU Seasonal Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Starting at 8.99%(Verified 06/21/2024)
Amount Range
$250 - $25,000
Loan Term (Months)
N/A
Harborstone CU Seasonal Loan Review
Harborstone CU Seasonal Loan is offered by Harborstone Credit Union, a credit union founded in 1955 and based in Lakewood, WA. Harborstone CU Seasonal Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
Harborstone CU Seasonal Loan Pros & Cons
| Pros | Cons |
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Harborstone CU Seasonal Loan FAQ
What interest rates and personal loan terms does Harborstone CU Seasonal Loan offer?
What interest rates does Harborstone CU Seasonal Loan offer?
Harborstone CU Seasonal Loan offers a variable APR personal loan product that starts at 8.99% APR.
How much can you borrow via Harborstone CU Seasonal Loan?
Personal loan amounts start at $250 and go up to $25,000
| Personal Loan Amount | $250 - $25000 |
| Loan Term | N/A |
| APR | Starting at 8.99% |
What fees does Harborstone CU Seasonal Loan charge?
Does Harborstone CU Seasonal Loan charge an origination fee?
Harborstone CU Seasonal Loan may charge a personal loan origination fee .
Does Harborstone CU Seasonal Loan charge a late fee?
Harborstone CU Seasonal Loan does not disclose whether it charges late payment fees.
Does Harborstone CU Seasonal Loan charge prepayment fees?
No, Harborstone CU Seasonal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Harborstone CU Seasonal Loan?
Harborstone CU Seasonal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Harborstone CU Seasonal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Harborstone CU Seasonal Loan.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Harborstone CU Seasonal Loan report your account activity to credit bureaus?
Yes, Harborstone CU Seasonal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Harborstone Credit Union perform a hard credit pull?
Yes, Harborstone CU Seasonal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Harborstone CU Seasonal Loan legit?
harborstone credit union was founded in 1955, it is a well-established company that has been in business for 71 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed