Last Updated: 04/18/2025
Harborstone CU Signature Personal Loans
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Variable APR)
Starting at 8.99%(Verified 06/21/2024)
Amount Range
$250 - $25,000
Loan Term (Months)
N/A
Harborstone CU Signature Personal Loans Review
Harborstone CU Signature Personal Loans is offered by Harborstone Credit Union, a credit union founded in 1955 and based in Lakewood, WA. Harborstone CU Personal Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
Harborstone CU Personal Loans Pros & Cons
| Pros | Cons |
|
Harborstone CU Personal Loans FAQ
What interest rates and personal loan terms does Harborstone CU Personal Loans offer?
What interest rates does Harborstone CU Personal Loans offer?
Harborstone CU Personal Loans offers a variable APR personal loan product that starts at 8.99% APR.
How much can you borrow via Harborstone CU Personal Loans?
Personal loan amounts start at $250 and go up to $25,000
| Personal Loan Amount | $250 - $25000 |
| Loan Term | N/A |
| APR | Starting at 8.99% |
What fees does Harborstone CU Personal Loans charge?
Does Harborstone CU Personal Loans charge an origination fee?
Harborstone CU Personal Loans may charge a personal loan origination fee .
Does Harborstone CU Personal Loans charge a late fee?
Harborstone CU Personal Loans does not disclose whether it charges late payment fees.
Does Harborstone CU Personal Loans charge prepayment fees?
No, Harborstone CU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Harborstone CU Signature Personal Loans?
Harborstone CU Signature Personal Loans does not require or does not disclose a credit score minimum. Harborstone CU Signature Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Harborstone CU Signature Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Harborstone CU Signature Personal Loans report your account activity to credit bureaus?
Yes, Harborstone CU Signature Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Harborstone Credit Union perform a hard credit pull?
Yes, Harborstone CU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Harborstone CU Signature Personal Loans legit?
harborstone credit union was founded in 1955, it is a well-established company that has been in business for 71 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed