Is Harborstone CU Share Secured Loan the right fit for you?
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
N/A
Amount Range
$250 - $250,000
Loan Term (Months)
Up to 60
Harborstone CU Share Secured Loan Review
Harborstone CU Share Secured Loan is offered by Harborstone Credit Union, a credit union founded in 1955 and based in Lakewood, WA. Harborstone CU Share Secured Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
- Large loan amounts. You can apply for loan amounts of up to $250,000 with Harborstone CU Share Secured Loan .
Harborstone CU Share Secured Loan Pros & Cons
| Pros | Cons |
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Harborstone CU Share Secured Loan FAQ
What interest rates and personal loan terms does Harborstone CU Share Secured Loan offer?
Harborstone CU Share Secured Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Harborstone CU Share Secured Loan offer?
Harborstone CU Share Secured Loan offers a variable APR personal loan product but they do not disclose their interest rates.
How much can you borrow via Harborstone CU Share Secured Loan?
Personal loan amounts start at $250 and go up to $250,000
What is the maximum loan term you can get with Harborstone CU Share Secured Loan?
Harborstone CU Share Secured Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | $250 - $250000 |
| Loan Term | up to 60 months |
| APR | N/A |
What fees does Harborstone CU Share Secured Loan charge?
Does Harborstone CU Share Secured Loan charge an origination fee?
Harborstone CU Share Secured Loan may charge a personal loan origination fee .
Does Harborstone CU Share Secured Loan charge a late fee?
Harborstone CU Share Secured Loan does not disclose whether it charges late payment fees.
Does Harborstone CU Share Secured Loan charge prepayment fees?
No, Harborstone CU Share Secured Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Harborstone CU Share Secured Loan?
Harborstone CU Share Secured Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Harborstone CU Share Secured Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Harborstone CU Share Secured Loan.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Harborstone CU Share Secured Loan report your account activity to credit bureaus?
Yes, Harborstone CU Share Secured Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Harborstone Credit Union perform a hard credit pull?
Yes, Harborstone CU Share Secured Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Harborstone CU Share Secured Loan legit?
harborstone credit union was founded in 1955, it is a well-established company that has been in business for 71 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
Other Services by Harborstone Credit Union
Other Personal Loans from Harborstone Credit Union
Rating not yet determined
APR
Starting at 8.99%
Disclaimer popup with additional information
Amount Range
$250 - $25K
Loan Term (Months)
N/A
Rating not yet determined
APR
N/A
Amount Range
$250 - $1K
Loan Term (Months)
N/A
Rating not yet determined
APR
Starting at 8.99%
Disclaimer popup with additional information
Amount Range
$250 - $25K
Loan Term (Months)
N/A
SuperMoney Net Recommendation Score
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