Last Updated: 04/18/2025
Pathways Financial Credit Union Secured Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 10.06%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
Pathways Financial Credit Union Secured Personal Loans Review
Pathways Financial Credit Union Secured Personal Loans is offered by Pathways Financial Credit Union, a credit union founded in 1954 and based in Columbus, OH. Pathways Financial Credit Union Secured Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 10.06%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Pathways Financial Credit Union Secured Personal Loans are on the higher end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Pathways Financial Credit Union Secured Personal Loans.
Pathways Financial Credit Union Secured Personal Loans Pros & Cons
| Pros | Cons |
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Pathways Financial Credit Union Secured Personal Loans FAQ
What interest rates and personal loan terms does Pathways Financial Credit Union Secured Personal Loans offer?
Pathways Financial Credit Union Secured Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Pathways Financial Credit Union Secured Personal Loans offer?
Pathways Financial Credit Union Secured Personal Loans offers a fixed APR personal loan product that starts at 10.06% APR.
What is the maximum loan term you can get with Pathways Financial Credit Union Secured Personal Loans?
Pathways Financial Credit Union Secured Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | Starting at 10.06% |
What fees does Pathways Financial Credit Union Secured Personal Loans charge?
Does Pathways Financial Credit Union Secured Personal Loans charge an origination fee?
Pathways Financial Credit Union Secured Personal Loans may charge a personal loan origination fee .
Does Pathways Financial Credit Union Secured Personal Loans charge a late fee?
Pathways Financial Credit Union Secured Personal Loans does not disclose whether it charges late payment fees.
Does Pathways Financial Credit Union Secured Personal Loans charge prepayment fees?
No, Pathways Financial Credit Union Secured Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Pathways Financial Credit Union Secured Personal Loans?
Pathways Financial Credit Union Secured Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Pathways Financial Credit Union Secured Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Pathways Financial Credit Union Secured Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Pathways Financial Credit Union Secured Personal Loans report your account activity to credit bureaus?
Yes, Pathways Financial Credit Union Secured Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Pathways Financial Credit Union perform a hard credit pull?
Yes, Pathways Financial Credit Union Secured Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Pathways Financial Credit Union Secured Personal Loans legit?
Pathways Financial Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed
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Learn MoreSuperMoney Net Recommendation Score
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