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Last Updated: 04/18/2025

1st Capital Bank Minor Savings Account

in Savings Accounts from 1st Capital Bank

Last Updated: 04/18/2025

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Highlights

APY (Annual Percentage Yield)

N/A

Minimum Opening Deposit

Starting at $100

Minimum Balance to Earn APY

N/A

1st Capital Bank Minor Savings Account Review

1st Capital Bank Minor Savings Account is offered by 1st Capital Bank, a bank founded in 2007 and based in Salinas, CA. 1st Capital Bank Minor Savings Account are available in 1 state.

Key Takeaways

$100 minimum opening deposit. This is a typical minimum initial deposit.

1st Capital Bank Minor Savings Account Pros & Cons

Pros

Cons

Access to physical branches.

Does not earn interest.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card
Only available in one state.
No signup bonus.

1st Capital Bank Minor Savings Account FAQ

Are savings accounts from 1st Capital Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #58485). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does 1st Capital Bank offer a signup bonus?

1st Capital Bank Minor Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for 1st Capital Bank Minor Savings Account?

The minimum deposit to open a 1st Capital Bank Minor Savings Account is $100.

1st Capital Bank Minor Savings Account Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $0

Minimum Opening Deposit

Starting at $100

Minimum Required Balance

What APY does 1st Capital Bank Minor Savings Account offer?

1st Capital Bank Minor Savings Account is not an interest-bearing account.

What fees does 1st Capital Bank Minor Savings Account charge?

1st Capital Bank Minor Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

What features and perks does 1st Capital Bank Minor Savings Account offer?

This savings account includes the following features:

Can you set up a direct deposit to 1st Capital Bank Minor Savings Account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for 1st Capital Bank Minor Savings Account?

The customer support email for 1st Capital Bank Minor Savings Account is info@1stcapitalbank.com.

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Contact

Headquarters

150 Main Street, Salinas, California.

Salinas, CA 93901

Visit Site

Email Support

Hours of Operation

Sunday

12:00AM - 12:00AM

Monday

8:00AM - 5:00AM

Tuesday

8:00AM - 5:00AM

Wednesday

8:00AM - 5:00AM

Thursday

8:00AM - 5:00AM

Friday

8:00AM - 5:00AM

Saturday

12:00AM - 12:00AM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.