SuperMoney
  3 Rivers FCU Student Loan Refinancing
3 Rivers FCU Student Loan Refinancing
in Student Loan Refinancing from 3 Rivers Federal Credit Union
Unaffiliated

3 Rivers FCU Student Loan Refinancing

Unaffiliated
in Student Loan Refinancing from 3 Rivers Federal Credit Union
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Student Loan Refinancing.
Splash Financial Student Loan Refinance
Splash Financial Student Loan Refinance 33 reviews
Highlights
Loan Amount $1,000 - $100,000
Loan Term (Years) 5 - 15 years
Fixed APR N/A
Variable APR 3.99% - 6.49%

3 Rivers FCU Student Loan Refinancing Review

3 Rivers FCU Student Loan Refinancing is a student loan refinance offering by 3 Rivers Federal Credit Union, . Founded in 1935, 3 Rivers Federal Credit Union offers student loan refinancing in 2 states across the USA.

3 Rivers FCU Student Loan Refinancing FAQ

What APRs does 3 Rivers FCU Student Loan Refinancing offer on its student refinancing loans?

The range of APRs you qualify for when refinancing a student loan vary widely by lender and will depend on your creditworthiness and the type of loan you choose. Loans with fixed rates will typically have higher APRs than loans with a variable rate. 

3 Rivers FCU Student Loan Refinancing offers variable rate APRs that range from 3.99% to 6.49%.

How much can you borrow via 3 Rivers FCU Student Loan Refinancing?

Loan amounts start at $1,000 and go up to $100,000

Does 3 Rivers FCU Student Loan Refinancing charge an origination fee?

No, 3 Rivers FCU Student Loan Refinancing does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does 3 Rivers FCU Student Loan Refinancing charge prepayment fees?

No, 3 Rivers FCU Student Loan Refinancing does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does 3 Rivers FCU Student Loan Refinancing offer?

3 Rivers FCU Student Loan Refinancing provides refinancing loans of 5 to 15 years.

What type of borrowers will 3 Rivers FCU Student Loan Refinancing consider?

3 Rivers FCU Student Loan Refinancing considers loans applications from:

  • undergraduate students
  • graduate students
  • parents of students
  • undergraduate degree holders
  • graduate degree holders
  • parents of graduates

What do you need to qualify for 3 Rivers FCU Student Loan Refinancing?

Applicants with a credit score of at least 720 and up to 850 may be eligible for 3 Rivers FCU Student Loan Refinancing.

3 Rivers FCU Student Loan Refinancing does not have or does not disclose a minimum annual income eligibility requirement. 3 Rivers FCU Student Loan Refinancing will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. Note that borrowers can add a cosigner to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via 3 Rivers FCU Student Loan Refinancing. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by 3 Rivers FCU Student Loan Refinancing. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of graduation
  • Loan payoff statements
  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • U.S. tax identification number

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About 3 Rivers FCU Student Loan Refinancing

Availability

  Available in 2 states
  • Indiana
  • Ohio

Feature Breakdown

No Origination Fee
No Prepayment Fee
Co-signing Allowed
Cosigner Optional
Credit Score Range 720 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Cosigner
Military Status
  • Active Duty Military
  • Non-Military
  • Military Dependent
Verification Documents Required
  • Driver License (or other photo ID)
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Graduation
  • Loan Payoff Statements
  • Proof of Identity
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Social Security Number
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Loan Amount $1,000 - $100,000
Variable APR 3.99% - 6.49%
Loan Term 5 - 15 years

Be the first to rate

 

Would you recommend 3 Rivers FCU Student Loan Refinancing to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Student Loan Refinancing