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  Asiana Airlines Business credit card

Asiana Airlines Business credit card

in Business Credit Cards from Bank of America

Unaffiliated

Asiana Airlines Business credit card

Unaffiliated

in Business Credit Cards from Bank of America

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Highlights
Purchase APR  (Variable APR) Starting at 15.24%
Balance Transfer APR  (Variable APR) Starting at 15.24%
Credit Score Range 800 - 850
Annual Fee $80

Asiana Airlines Business credit card Review

Key Takeaways
  • Signup bonus. Offers a signup bonus of 10000 points that can be redeemed for travel, gifts, or other perks.
  • 4% Balance transfer fee. Asiana Airlines Business credit card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Excellent credit required. You will have good approval odds, if your credit score is above 800.
Pros & Cons of Asiana Airlines business card
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple business credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Free access to your credit score.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Cardholders can earn rewards on purchases everywhere Asiana Airlines Business credit card is accepted.
  • Asiana Airlines Business credit card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Charges an annual fee of $80
  • Charges a foreign transaction fee of 3%.
  • Charges a 4% balance transfer fee.
Asiana Airlines business card FAQ

Who is Asiana Airlines business card designed for?

This is a credit card issued by Bank of America. 

This business card is designed for small busines owners with exceptional credit. The minimum credit score to apply is 800.

What are the relevant APRs?

This business credit card has a variable purchase APR starting at 15.24% . The card has a variable balance transfer APR starting at 15.24% .

It also has a variable cash advance APR starting at 26.24% .

The good news is this business card does not charge a penalty APR if you are late on a payment.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business credit card does not offer an introductory rate on new purchases.

Asiana Airlines business card Rates & Terms
Purchase APR Starting at 15.24%
Balance Transfer APR Starting at 15.24%
Cash Advance APR Starting at 26.24%
Penalty APR 0%

What fees does it charge?

The following fees apply to this business credit card:

  • An annual fee of $80.
  • A late payment penalty of up to $49.
  • A returned payment fee of up to $39.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Asiana Airlines business card Fees
Fees Amount
Annual Fee $80
Foreign Transaction Fee 3%
Balance Transfer Fee 4%
Minimum Balance Transfer Fee $10
Returned Payment Fee $39
Late Payment Fee $19 to $49

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Airfare
  • Every Purchase

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

However, it does include a 10000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 932-2775.

What is the support contact email?

The support contact email for this business credit card is customerservicealert@bankofamerica.com.

Does Asiana Airlines Business credit card report your account activity to credit bureaus?

Yes, Asiana Airlines Business credit card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Bank of America .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Annual Fee $80
Cash Advance Fee (%) 4%
Cash Advance Fee Minimum $10
Foreign Currency Transaction Fee 3%
Late Fee Amount $19 - $49
Minimum Interest Charge $1
Returned Payment Fee $39
Customer Type Business
Minimum Age 18
Credit Score Range 800 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Trip Cancellation Insurance
Bonus Rewards Get 10,000 Bonus Asiana Club Miles after your first purchase. Two annual $100 statement rebates toward qualifying Asiana Airlines ticket purchases when using the Asiana Airlines Visa® Business Card.
No Blackout Dates
Rewards Categories
  • Airfare
  • Every Purchase
Signup Bonus (points) 10,000
Cash Advance APR (Variable APR) Starting at 26.24%
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) Starting at 15.24%
Balance Transfer Fee % 4%
Balance Transfer Fee Minimum $10
Balance Transfer APR (Variable APR) Starting at 15.24%
Card Network Visa
Card Type
  • Airline
  • Bonus Offers
  • Rewards
  • Travel

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