
Bridge City Bank Business Card
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Purchase APR (Variable APR) |
11.99% - 20.99% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
11.99% - 20.99% (Verified 08/04/2023) |
Annual Fee | $0 |
Credit Score Range | 650 - 850 |
Bridge City Bank Business Card Review
This is a card issued by Bridge City Bank. If you're wondering whether Bridge City Bank Business Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 20 months, which is longer than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 20 months.
- Competitive APRs. Bridge City Bank Business Card has a variable purchase APR that ranges from 11.99% up to 20.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Bridge City Bank Business Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Bridge City Bank Business Card
The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 11.99% up to 20.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 20.99%.
It also has a variable cash advance APR of 23.99%. Note that late payments are subject to an APR of 28.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does it have an introductory APR offer?
Yes, this business card offers an introductory APR rate on balance transfers of 0% for a period of 20 months from account opening.
This business card does offer an introductory APR rate on new purchases of 0% for a period of 20 months.
Purchase APR | 11.99% - 20.99% |
Balance Transfer APR | 11.99% - 20.99% |
Cash Advance APR | 23.99% |
Penalty APR | 28.99% |
What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $39.
- A returned payment fee of up to $35.
- An overlimit fee of $39.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 2% |
Balance Transfer Fee | 3% |
Minimum Balance Transfer Fee | $5 |
Returned Payment Fee | $35 |
Late Payment Fee | $19 to $39 |
Does it offer a cash back or rewards program?
No, it does not offer a cash back rewards program.
What are the benefits?
This business credit card provides the following benefits:
- Emergency Support
- Fraud Liability
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (866) 999-3516.
What is the support contact email?
The support contact email for this business credit card is ckovatch@bc-sb.com.
Does Bridge City Bank Business Card report your account activity to credit bureaus?
Yes, Bridge City Bank Business Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Bridge City Bank .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Bridge City Bank Business Card
Contact
- Headquarters
-
701 W. Roundbunch
Bridge City, TX 77611 USA - (866) 999-3516
- Visit Site
- Email Support
Other Services by Bridge City Bank
Other Business Credit Cards by Bridge City Bank
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 20 months |
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