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Last Updated: 01/21/2026

Axiom Bank Opportunity Checking

from Axiom Bank, N.A.

Last Updated: 01/21/2026

Rating not yet determined1 total votes

1 users recommend

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Highlights

Welcome Offer

Starting at $0(Verified 06/21/2024)

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Rewards

N/A

APY (Annual Percentage Yield)

0%(Verified 06/21/2024)

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Monthly Maintenance Fee

$8.95 - $12.95(Verified 01/21/2026)

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Axiom Bank Opportunity Checking Review

The Axiom Bank Opportunity Checking is offered by Axiom Bank, N.A., a bank founded in 1962 and based in Maitland, FL. Axiom Bank checking account is available in 1 state.

Key Takeaways

0% APY. As with most checking accounts, Axiom Bank Opportunity Checking does not pay interest.
Charges a monthly fee. This account charges a monthly fee of up to $12.95.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Axiom Bank, N.A. mobile or online banking.

Axiom Bank checking account Pros & Cons

Pros

Cons

Access to physical branches.
Debit card

No signup bonus.
Does not earn interest
Does not provide access to a nationwide ATM network.
Only available in one state.
Monthly service charge .
Charges a fee on out-of-network ATM transactions.

Axiom Bank checking account FAQ

Are checking accounts from Axiom Bank, N.A. federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #31390). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Axiom Bank checking account offer?

Axiom Bank checking account is not an interest-bearing account.

What are the account minimums for Axiom Bank checking account?

Axiom Bank checking account requires a minimum initial deposit of $25.

Axiom Bank Opportunity Checking Minimums

Description

Minimum Average Balance to Avoid Monthly Service Fee

Starting at $0

Minimum Balance to Earn APY

Minimum Opening Deposit

Starting at $25

What fees does Axiom Bank checking account charge?

This account charges a monthly maintenance fee each statement cycle of up to $12.95.

Axiom Bank Opportunity Checking Fees

Description

Monthly Maintenance Fee

$8.95 - $12.95

Paper Statement Fee

Starting at $5

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $2

NSF Fee

$34

Overdraft Item Fee

Starting at $34

Early Account Closure

Starting at $25

Returned Deposit Fee (Domestic)

Starting at $15

Card Replacement Fee (Standard Delivery)

Starting at $10

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $34

Check Copy

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $20

Wire Transfer Fee - International (Outgoing)

Starting at $65

Wire Transfer Fee - International (Incoming)

Starting at $10

Returned Deposit Fee (International)

Starting at $30

Wire Transfer Fee - US Domestic (Incoming)

Starting at $10

Does Axiom Bank checking account charge overdraft fees?

Yes, Axiom Bank checking account charges a $34 fee for every overdraft.

What features and perks does Axiom Bank checking account offer?

This account includes the following features:

Fraud monitoring - Axiom Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Axiom Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.

What is the customer support email for Axiom Bank checking account?

The customer support email for Axiom Bank checking account is contactus@axiombanking.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Axiom Bank checking account

Unique options for differing lifestyles. Compare our five checking accounts side by side to see which best fits your needs. Once you’re ready to open your new account, visit an Axiom Bank location to get started.

Contact

Headquarters

258 Southhall Lane, Suite 400

Maitland, FL 32751

Visit Site

Email Support

Hours of Operation

SundayClosedMonday9:00AM - 6:00PMTuesday9:00AM - 6:00PMWednesday9:00AM - 6:00PMThursday9:00AM - 6:00PMFriday9:00AM - 6:00PMSaturday9:00AM - 2:00PM

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Bonus Offer

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Cashback Rewards

N/A

APY (Annual Percentage Yield)

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Monthly Service Fee

$0 - $5.99

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Bonus Offer

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Bonus Offer

Starting at $0

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Cashback Rewards

N/A

APY (Annual Percentage Yield)

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$0 - $6.95

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Bonus Offer

Starting at $0

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Cashback Rewards

N/A

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.15% - .45%

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

+100

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No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Axiom Bank Opportunity Checking Community Reviews

Would you recommend Axiom Bank Opportunity Checking to your friends?

Peter A.

Nov 2, 2023

May or may not recommend

Previously I used to have a traditional bank and I got bored of having to call them up or visit a branch every time for practically everything, but ever since I started using Axiom Bank I realised how great it is as everything is done through the app, which makes everything more simple. Traditional banks also have thousands of buzzwords that don't make sense unless you've taken a college course in ...Show More

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