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  Axiom Bank Opportunity Checking
Axiom Bank Opportunity Checking
in Checking Accounts from Axiom Bank, N.A. · Member FDIC
Unaffiliated

Axiom Bank Opportunity Checking

Unaffiliated
in Checking Accounts from Axiom Bank, N.A. · Member FDIC
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Not enough votes for recommendation

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
Monthly Fee $8.95 - $12.95
(Verified 07/14/2022)
Minimum Balance to Avoid Monthly Fee Starting at $0

Axiom Bank Opportunity Checking Review

Axiom Bank Opportunity Checking is offered by Axiom Bank, N.A., a bank founded in 1962 and based in Maitland, FL. Axiom Bank Opportunity Checking is available in 1 state across the USA.

Key Takeaways

  • Bonus offer. Open a new account and you can get
  • 0% APY. As with most checking accounts, Axiom Bank Opportunity Checking does not pay interest.
  • Charges a monthly fee. This account charges a monthly service fee of up to $12.95.
  • Bill pay. Pay your bills to practically anyone in the United States through Axiom Bank, N.A..

Axiom Bank checking account Pros & Cons

Pros Cons
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not earn interest
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.

Axiom Bank checking account FAQ

Are checking accounts from Axiom Bank, N.A. federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #31390). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Axiom Bank checking account offer?

Axiom Bank checking account is not an interest-bearing account.

What are the account minimums for Axiom Bank checking account?

Axiom Bank checking account requires a minimum initial deposit of $25 to open an account.

Axiom Bank Opportunity Checking Minimums
Description
Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $500
Minimum Balance to Earn APY $0

What fees does Axiom Bank checking account charge?

This account charges a monthly service fee of up to $12.95.

Axiom Bank Opportunity Checking Fees
Description
Monthly Fee $8.95 - $12.95
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $2
NSF Fee $34
Overdraft Item Fee $34
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $30
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $65
Paper Statement Fee $5
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $10
Early Account Closure $25

Does Axiom Bank checking account charge overdraft fees?

Yes, Axiom Bank checking account charges a $34 fee for every overdraft.

What features and perks does Axiom Bank checking account offer?

This account includes the following features:

  • Fraud monitoring - Axiom Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Axiom Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Axiom Bank checking account?

The customer support email for Axiom Bank checking account is contactus@axiombanking.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Axiom Bank checking account

Unique options for differing lifestyles. Compare our five checking accounts side by side to see which best fits your needs. Once you’re ready to open your new account, visit an Axiom Bank location to get started.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Axiom Bank, N.A.

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Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

Minimum Opening Deposit Starting at $25
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $500
Minimum Balance to Earn APY $0
Monthly Fee $8.95 - $12.95
(Verified 07/14/2022)
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $2
NSF Fee $34
Overdraft Item Fee $34
Returned Deposit Fee (Domestic) $15
Returned Deposit Fee (International) $30
Stop Payment Fee $34
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $65
Paper Statement Fee $5
Online Bill Pay Fee $0
Check Copy $5
Debit Card Replacement Fee $10
Early Account Closure $25
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0%

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