AxiomGO Checking Account Reviews (Oct. 2020) | Checking Accounts

Highlights
Monthly Fee	$0 - $5.99
ATM Fee: Out-of-Network	$2
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	0%

AxiomGO Checking Account Review

AxiomGO Checking Account is offered by Axiom Bank, N.A., a bank founded in 1962 and based in Maitland, FL. AxiomGO Checking Account is available in 50 states (and Washington, DC).

Key Takeaways

0% APY. As with most checking accounts, AxiomGO Checking Account does not pay interest.
Charges a monthly fee. This account charges a monthly maintenance fee of up to $5.99.
$25 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
Free bill pay. Pay your bills to practically anyone in the United States through Axiom Bank, N.A..
Hard credit pull. Axiom Bank, N.A. may require a hard pull on your credit report to open a checking account.

AxiomGO Checking Account Pros & Cons

Pros	Cons
Available in all 50 states. Free debit card	No signup bonus. Does not earn interest Does not provide access to a nationwide ATM network. Higher than average wire transfer fees. Monthly service charge. Charges a higher than average fee on out-of-network ATM transactions.

AxiomGO Checking Account FAQ

Are checking accounts from Axiom Bank, N.A. federally insured?

Yes, your Axiom Bank, N.A. checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #31390). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does AxiomGO Checking Account offer?

AxiomGO Checking Account is not an interest-bearing account.

What are the account minimums for AxiomGO Checking Account?

AxiomGO Checking Account requires a minimum initial deposit of $25 to open an account.

AxiomGO Checking Account Account Minimums
Description	Amount
Minimum Initial Deposit	$25
Minimum Direct Deposit to Avoid Monthly Fee	$1

What fees does AxiomGO Checking Account charge?

This account charges a monthly maintenance fee of up to $5.99.

AxiomGO Checking Account Fees
Description
Monthly Fee	$0 - $5.99
Paper Statement Fee	$5
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$2
NSF Fee	$34
Overdraft Protection Fee (per transfer)	$34
Overdraft Item Fee	$34
Early Account Closure	$15
Returned Deposit Fee (Domestic)	$34
Debit Card Replacement Fee	$10
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	$34
Check Image Service	N/A
Check Copy	$5
Foreign Transaction Fee (Debit Card)	0%
Wire Transfer Fee - Domestic (Outgoing)	$20
Wire Transfer Fee - International (Outgoing)	$0
Wire Transfer Fee - International (Incoming)	$65
Returned Deposit Fee (International)	$34
Wire Transfer Fee - Domestic (Incoming)	$10
ATM Reimbursement Monthly Limit	N/A

What features and perks does AxiomGO Checking Account offer?

This account includes the following features:

Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - AxiomGO Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.

AxiomGO Checking Account Disclosure: Monthly fee is waived with any direct deposit or one debit card POS swipe within the statement cycle (excluding ATM withdrawals). Foreign transaction fees vary.

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