Bank of America Advantage Plus Banking®
Unaffiliated
Bank of America Advantage Plus Banking®
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Would you recommend Bank of America Advantage Plus Banking® to your friends?
| Community Rating | Mostly recommended |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
N/A (Verified 11/14/2023)
|
| Monthly Maintenance Fee |
$0 - $12 (Verified 11/14/2023)
|
| Minimum Balance to Avoid Monthly Fee | Starting at $1,500 |
| Number of Reviews | 16 |
Bank of America Advantage Plus Banking® Review
Bank of America Advantage Plus Banking® is offered by Bank of America, a bank founded in 1784 and based in Charlotte, NC. Bank of America Advantage Plus Banking® is available in 50 states (and Washington, DC).
Key Takeaways
- No monthly maintenance fee. No Monthly maintenance when you meet one of the following: • have at least one qualifying direct deposit of $250 or more or •maintain a minimum daily balance of $1,500 in your account or • are a member of Bank of America Preferred Rewards®.
- $100 minimum opening deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- No ATM fees. Bank of America Advantage Plus Banking® does not charge fees on ATM transactions within its network but there is a fee of up to $2.50 for out-of-network ATM transactions.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Bank of America mobile or online banking.
Bank of America Advantage Plus Banking® Pros & Cons
| Pros | Cons |
|---|---|
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Bank of America Advantage Plus Banking® FAQ
Are checking accounts from Bank of America federally insured?
Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Bank of America Advantage Plus Banking® offer?
Bank of America Advantage Plus Banking® is not an interest bearing account.What are the account minimums for Bank of America Advantage Plus Banking®?
Bank of America Advantage Plus Banking® requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,500 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $250 |
What fees does Bank of America Advantage Plus Banking® charge?
No Monthly maintenance when you meet one of the following: • have at least one qualifying direct deposit of $250 or more or •maintain a minimum daily balance of $1,500 in your account or • are a member of Bank of America Preferred Rewards®. Otherwise, there is a monthly maintenance fee of up to $12.| Description | |
|---|---|
| Monthly Maintenance Fee | $0 - $12* |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | $2.50 - $5 |
| Foreign Transaction Fee (Debit Card) | 3% |
| NSF Fee | $35 |
| Overdraft Item Fee | $10 |
| Returned Deposit Fee (Domestic) | $12 |
| Returned Deposit Fee (International) | $15 |
| Stop Payment Fee | $30 |
| Wire Transfer Fee - Domestic (Incoming) | $15 |
| Wire Transfer Fee - Domestic (Outgoing) | $30 |
| Wire Transfer Fee - International (Incoming) | $16 |
| Wire Transfer Fee - International (Outgoing) | $45 |
| Paper Statement Fee | $5 |
| Online Bill Pay Fee | $0 |
| Check Image Service | $3 |
| Check Cashing Fee | $0 |
| Debit Card Replacement Fee (Standard Delivery) | $5 |
| Early Account Closure | $0 |
Does Bank of America Advantage Plus Banking® charge overdraft fees?
Yes, Bank of America Advantage Plus Banking® charges a $10 fee for every overdraft.What features and perks does Bank of America Advantage Plus Banking® offer?
This account includes the following features:
- Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
- Fraud monitoring - Bank of America Advantage Plus Banking® monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Bank of America Advantage Plus Banking® allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for Bank of America Advantage Plus Banking®?
The customer support email for Bank of America Advantage Plus Banking® is customerservicealert@bankofamerica.com.
How do people rate the customer service and user experience of Bank of America Advantage Plus Banking®?
Overall, Bank of America Advantage Plus Banking® is mostly recommended based on community reviews that rate customer service and user experience.
Bank of America Advantage Plus Banking® Disclosure:
Monthly Maintenance Fee: $12 or $0 – No Monthly maintenance when you meet one of the following: • have at least one qualifying direct deposit of $250 or more or •maintain a minimum daily balance of $1,500 in your account or • are a member of Bank of America Preferred Rewards®. View Bank of America Advantage Plus Banking®'s published terms & conditions.
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Message From Bank of America Advantage Plus Banking®
Contact
- Headquarters
-
100 North Tryon Street
Charlotte, NC 28255 USA - (800) 932-2775
- Visit Site
- Email Support
Other Services by Bank of America
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Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $1,500 |
| Minimum Direct Deposit to Avoid Monthly Fee | Starting at $250 |
Bank of America Advantage Plus Banking® Community Reviews
Would you recommend Bank of America Advantage Plus Banking® to your friends?
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