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  Citizens National Bank PremierBlue Checking

Citizens National Bank PremierBlue Checking

in Checking Accounts from Citizens National Bank · Member fdic

Unaffiliated

Citizens National Bank PremierBlue Checking

Unaffiliated

in Checking Accounts from Citizens National Bank · Member FDIC

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Highlights
Monthly Fee $0 - $8
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee $2,000
APY (Annual Percentage Yield) N/A

Citizens National Bank PremierBlue Checking Review

Citizens National Bank PremierBlue Checking is offered by Citizens National Bank, a bank founded in 1888 and based in Meridian, MS. Citizens National Bank PremierBlue Checking is available in 50 states (and Washington, DC).

Key Takeaways
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $8, but the fee is waived if you keep a minimum balance of $2,000.
  • No ATM fees. Citizens National Bank PremierBlue Checking does not charge fees on ATM transactions.
  • Up to $15 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Citizens National Bank.
  • Hard credit pull. Citizens National Bank may require a hard pull on your credit report to open a checking account.
Citizens National Bank PremierBlue Checking Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Monthly service charge.
Citizens National Bank PremierBlue Checking FAQ

Are checking accounts from Citizens National Bank federally insured?

Yes, your Citizens National Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citizens National Bank PremierBlue Checking offer?

Citizens National Bank does not provide interest rate information until you apply for a new account.

What are the account minimums for Citizens National Bank PremierBlue Checking?

Citizens National Bank PremierBlue Checking requires a minimum initial deposit of $50 to open an account.

Citizens National Bank PremierBlue Checking Account Minimums
Description Amount
Minimum Opening Deposit $50
APY Minimum Balance $2,000
Minimum Balance to Avoid Monthly Fee $2,000

What fees does Citizens National Bank PremierBlue Checking charge?

This account charges a monthly maintenance fee of up to $8.

Citizens National Bank PremierBlue Checking Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $15
Monthly Fee $0 - $8
Online Bill Pay Fee $0

What features and perks does Citizens National Bank PremierBlue Checking offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $15.
  • Fraud monitoring - Citizens National Bank PremierBlue Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens National Bank PremierBlue Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

APY Minimum Balance $2,000
Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee $2,000
ATM Fee: In-Network $0
Online Bill Pay Fee $0
ATM Reimbursement Monthly Limit $15
Monthly Fee $0 - $8
Bank Account Features
  • No ATM Fees
  • FDIC Member
  • Check Writing
  • Branch Access
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Nationwide ATM Network
  • ATM Reimbursement
  • Interest Bearing Account
  • Mobile Check Deposit

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