Citizens National Bank Clean Slate Checking Review

Citizens National Bank Clean Slate Checking is offered by Citizens National Bank, a bank founded in 1888 and based in Meridian, MS. Citizens National Bank Clean Slate Checking is available in 50 states (and Washington, DC).

• 0% APY. As with most checking accounts, Citizens National Bank Clean Slate Checking does not pay interest.
• Charges a monthly fee. This account charges a monthly maintenance fee of up to $9.95.
• $50 minimum deposit. This account requires a higher minimum initial deposit than most of the accounts we track.
• Free bill pay. Pay your bills to practically anyone in the United States through Citizens National Bank.
• Hard credit pull. Citizens National Bank may require a hard pull on your credit report to open a checking account.

Are checking accounts from Citizens National Bank federally insured?

Yes, your Citizens National Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citizens National Bank Clean Slate Checking offer?

Citizens National Bank Clean Slate Checking is not an interest-bearing account.

What are the account minimums for Citizens National Bank Clean Slate Checking?

Citizens National Bank Clean Slate Checking requires a minimum initial deposit of $50 to open an account.

What fees does Citizens National Bank Clean Slate Checking charge?

This account charges a monthly maintenance fee of up to $9.95.

What features and perks does Citizens National Bank Clean Slate Checking offer?

This account includes the following features:

• Fraud monitoring - Citizens National Bank Clean Slate Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Citizens National Bank Clean Slate Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.