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  Citizens National Bank Clean Slate Checking
Citizens National Bank Clean Slate Checking Unaffiliated

Citizens National Bank Clean Slate Checking

Unaffiliated
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Cashback Rewards N/A
APY (Annual Percentage Yield) 0%
(Verified 08/04/2023)
Monthly Fee $0 - $9.95
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

Citizens National Bank Clean Slate Checking Review

Citizens National Bank Clean Slate Checking is offered by Citizens National Bank, a bank founded in 1888 and based in Meridian, MS. Citizens National Bank checking account is available in 50 states (and Washington, DC).

Key Takeaways

  • 0% APY. As with most checking accounts, Citizens National Bank Clean Slate Checking does not pay interest.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $9.95.
  • Bill pay. Pay your bills to practically anyone in the United States through Citizens National Bank.

Citizens National Bank checking account Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Available in all 50 states.
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not earn interest
  • Higher than average wire transfer fees.
  • Monthly service charge.

Citizens National Bank checking account FAQ

Are checking accounts from Citizens National Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Citizens National Bank checking account offer?

Citizens National Bank checking account is not an interest-bearing account.

What are the account minimums for Citizens National Bank checking account?

Citizens National Bank checking account requires a minimum initial deposit of $50 to open an account.

Citizens National Bank Clean Slate Checking Minimums
Description
Minimum Opening Deposit Starting at $50
Minimum Balance to Earn APY $0

What fees does Citizens National Bank checking account charge?

The good news is that this account does not have a monthly Service Charge.

Citizens National Bank Clean Slate Checking Fees
Description
Monthly Fee $0 - $9.95
ATM Fee: In-Network $0
NSF Fee $33
Overdraft Item Fee $33
Returned Deposit Fee (Domestic) $6
Stop Payment Fee $33
Wire Transfer Fee - Domestic (Incoming) $20
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $45
Online Bill Pay Fee $0
Check Image Service $5
Debit Card Replacement Fee $5

Does Citizens National Bank checking account charge overdraft fees?

Yes, Citizens National Bank checking account charges a $33 fee for every overdraft.

What features and perks does Citizens National Bank checking account offer?

This account includes the following features:

  • Fraud monitoring - Citizens National Bank checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Citizens National Bank checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Citizens National Bank checking account?

The customer support email for Citizens National Bank checking account is deposit.helpdesk@yourcnb.com.

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Message From Citizens National Bank checking account

We know that one size does not fit all. So we offer checking accounts that are as unique as you are! Explore the options with your Personal Banker today!

Take Advantage of a Fresh Start. CleanSlate Checking. If you have trouble qualifying for a checking account, CleanSlate Checking can help you reestablish yourself financially. This account is designed to help you regain your financial strength and give you the opportunity to help wipe your financial slate clean. We want to help you get back to better banking. If this account is in good standing for 18 months, you qualify for a traditional checking account that offers more benefits that can help you continue your financial growth. Want to get better at saving money? We can help you do that with a CleanSlate Savings Account. 

Other Checking Accounts by Citizens National Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Earn APY $0
Monthly Fee $0 - $9.95
(Verified 08/04/2023)
ATM Fee: In-Network $0
NSF Fee $33
Overdraft Item Fee $33
Returned Deposit Fee (Domestic) $6
Stop Payment Fee $33
Wire Transfer Fee - Domestic (Incoming) $20
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $20
Wire Transfer Fee - International (Outgoing) $45
Online Bill Pay Fee $0
Check Image Service $5
Debit Card Replacement Fee $5
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Branch Access
  • Member FDIC
  • Check Writing
APY (Annual Percentage Yield) 0%
(Verified 08/04/2023)

Citizens National Bank Clean Slate Checking Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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