Last Updated: 01/21/2026
E-Central Credit Union Basic Plus Checking Account
Unaffiliated
Last Updated: 01/21/2026
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Highlights
Welcome Offer
N/A
Rewards
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APY (Annual Percentage Yield)
N/A
Monthly Maintenance Fee
$3.95(Verified 01/21/2026)
E-Central Credit Union Basic Plus Checking Account Review
The E-Central Credit Union Basic Plus Checking Account is offered by E-Central Credit Union, a credit union founded in 1943 and based in Pasadena, CA. E-Central Credit Union Basic Plus Checking Account is available in 50 states and Washington, DC.
Key Takeaways
- Waivable monthly maintenance fee. Monthly fee waived if a daily balance of $100 or higher is maintained.
- $100.00 minimum opening deposit. This is a typical minimum initial deposit.
E-Central Credit Union Basic Plus Checking Account Pros & Cons
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E-Central Credit Union Basic Plus Checking Account FAQ
Are checking accounts from E-Central Credit Union federally insured?
Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
What APY does E-Central Credit Union Basic Plus Checking Account offer?
E-Central Credit Union Basic Plus Checking Account is not an interest-bearing account.
What are the account minimums for E-Central Credit Union Basic Plus Checking Account?
E-Central Credit Union Basic Plus Checking Account requires a minimum initial deposit of $100.00.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $100.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does E-Central Credit Union Basic Plus Checking Account charge?
This account charges a monthly maintenance fee each statement cycle of $3.95.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Fee | $3.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $3.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| NSF Fee | $30.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Deposit Fee (Domestic) | Starting at $20.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Cashing Fee | $3.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $15.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Check Copy | $4.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - US Domestic (Outgoing) | Starting at $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Wire Transfer Fee - International (Outgoing) | Starting at $40.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Waiver Requirements | Monthly fee waived if a daily balance of $100 or higher is maintained. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What features and perks does E-Central Credit Union Basic Plus Checking Account offer?
This account includes the following features:
What is the customer support email for E-Central Credit Union Basic Plus Checking Account?
The customer support email for E-Central Credit Union Basic Plus Checking Account is info@ecentralcu.org.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:30AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:30AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
Other Services by E-Central Credit Union
Student Loan Refinancing
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Bonus Offer
N/A
Cashback Rewards
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APY (Annual Percentage Yield)
N/A
Monthly Service Fee
$5.95
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Rating not yet determined
Bonus Offer
N/A
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.05%
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Monthly Service Fee
$9.95
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