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Last Updated: 01/21/2026

ETPCU Senior Checking Accounts

from East Texas Professional Credit Union

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.03%(Verified 06/21/2024)

Monthly Service Fee

$0(Verified 01/21/2026)

ETPCU Senior Checking Accounts Review

The ETPCU Senior Checking Accounts is offered by East Texas Professional Credit Union, a credit union founded in 1953 and based in Longview, TX. ETPCU Senior Checking Accounts is available in 50 states and Washington, DC.

Key Takeaways

Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.03% .
No monthly maintenance fees. This account does not charge any monthly account fees.
No ATM fees. ETPCU Senior Checking Accounts does not charge fees on ATM transactions .
Bill pay. Pay your bills to practically anyone in the United States when you enroll in East Texas Professional Credit Union mobile or online banking.

ETPCU Senior Checking Accounts Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
Dividend-yielding account.
Debit card

No signup bonus.
Does not offer mobile check deposits.

ETPCU Senior Checking Accounts FAQ

Are checking accounts from east texas professional credit union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does ETPCU Senior Checking Accounts offer?

ETPCU Senior Checking Accounts Rates & Terms

Description

APY (Annual Percentage Yield)

0.03%

ETPCU Senior Checking Accounts offers an APY of 0.03% (APY stands for annual percentage yield, rates may change). However, to earn interest, account holders must keep an average beginning day balance of $1000.

What are the account minimums for ETPCU Senior Checking Accounts?

ETPCU Senior Checking Accounts requires a minimum initial deposit of $50.

ETPCU Senior Checking Accounts Minimums

Description

Minimum Balance to Earn APY

$1,000

Minimum Opening Deposit

Starting at $50

What fees does ETPCU Senior Checking Accounts charge?

The good news is that this account does not have a monthly Service Charge.

ETPCU Senior Checking Accounts Fees

Description

Monthly Service Fee

What features and perks does ETPCU Senior Checking Accounts offer?

This account includes the following features:

Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - ETPCU Senior Checking Accounts allows you to manage your money online or with a mobile app.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for ETPCU Senior Checking Accounts?

The customer support email for ETPCU Senior Checking Accounts is support@etpcu.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

409 E Loop 281

Longview, TX 75605

(800) 256-5009

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 5:00PM

Saturday

9:00AM - 5:00PM

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.