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  Exchange Bank Free Checking
Exchange Bank Free Checking Unaffiliated

Exchange Bank Free Checking

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee $0
Minimum Balance to Avoid Monthly Fee N/A

Exchange Bank Free Checking Review

Exchange Bank Free Checking is offered by Exchange Bank of Louisiana, founded in 1892 and based in Natchitoches, LA. Exchange Bank Free Checking is available in 1 state across the USA.

Key Takeaways
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
Exchange Bank Free Checking Pros & Cons
Pros Cons
  • Direct Deposit required to avoid the monthly fee.
  • E-statements required to avoid the monthly fee.
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in one state.
Exchange Bank Free Checking FAQ

Are checking accounts from Exchange Bank of Louisiana federally insured?

No, your Exchange Bank of Louisiana checking accounts are not insured by a federal insurance agency. This means that if Exchange Bank of Louisiana were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Exchange Bank Free Checking offer?

Exchange Bank Free Checking is not an interest bearing account.

What are the account minimums for Exchange Bank Free Checking?

Exchange Bank Free Checking requires a minimum initial deposit of $100 to open an account.

Exchange Bank Free Checking Minimums
Description
Minimum Opening Deposit Starting at $100

What fees does Exchange Bank Free Checking charge?

This account charges a monthly service fee of $0.

Exchange Bank Free Checking Fees
Description
ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0

What features and perks does Exchange Bank Free Checking offer?

This account includes the following features:

What is the customer support email for Exchange Bank Free Checking?

The customer support email for Exchange Bank Free Checking is loans@exchange-bank.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Exchange Bank of Louisiana

Exchange Bank is a lot more than just another bank and we can give you more reasons to consider changing banks than any other bank. Exchange offers FREE Checking and, if you qualify, Overdraft Privilege to prevent returned checks. Plus, there's FREE Online Banking and Mobile Banking, FREE Telephone Banking, VISA Debit Card®, convenient, 24-Hour ATM banking, and a host of other terrific services. Exchange Bank has a variety of checking accounts to choose from to suit your personal needs.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Exchange Bank of Louisiana

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View all checking accounts offered by Exchange Bank of Louisiana

Availability

  Available in 1 state
Georgia
Availabile in all of Georgia

Feature Breakdown

Minimum Opening Deposit Starting at $100
ATM Fee: In-Network $0
Monthly Fee $0
Online Bill Pay Fee $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
  • Check Writing

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Exchange Bank of Louisiana Checking Accounts

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