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  Exchange Bank Prime Checking

Exchange Bank Prime Checking

in Checking Accounts from Exchange Bank of Louisiana · Member fdic

Unaffiliated

Exchange Bank Prime Checking

Unaffiliated

in Checking Accounts from Exchange Bank of Louisiana · Member FDIC

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Highlights
Monthly Fee $6
ATM Fee: Out-of-Network N/A
Minimum Balance to Avoid Monthly Fee $1,000
APY (Annual Percentage Yield) N/A

Exchange Bank Prime Checking Review

Exchange Bank Prime Checking is offered by Exchange Bank of Louisiana, a bank founded in 1892 and based in Natchitoches, LA. Exchange Bank Prime Checking is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly maintenance fee of $6, but the fee is waived if you keep a minimum balance of $1,000.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Free bill pay. Pay your bills to practically anyone in the United States through Exchange Bank of Louisiana.
  • Hard credit pull. Exchange Bank of Louisiana may require a hard pull on your credit report to open a checking account.
Exchange Bank Prime Checking Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Only available in one state.
  • Monthly service charge.
Exchange Bank Prime Checking FAQ

Are checking accounts from Exchange Bank of Louisiana federally insured?

Yes, your Exchange Bank of Louisiana checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #10528). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Exchange Bank Prime Checking offer?

Exchange Bank of Louisiana does not provide interest rate information until you apply for a new account.

What are the account minimums for Exchange Bank Prime Checking?

Exchange Bank Prime Checking requires a minimum initial deposit of $100 to open an account.

Exchange Bank Prime Checking Account Minimums
Description Amount
Minimum Opening Deposit $100
Minimum Balance to Avoid Monthly Fee $1,000

What fees does Exchange Bank Prime Checking charge?

This account charges a monthly maintenance fee of $6.

Exchange Bank Prime Checking Fees
Description
Monthly Fee $6

What features and perks does Exchange Bank Prime Checking offer?

This account includes the following features:

  • Check images with statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks.
  • Fraud monitoring - Exchange Bank Prime Checking monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Exchange Bank Prime Checking allows you to manage your money online. This includes depositing checks in your account with your smartphone.
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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Exchange Bank of Louisiana

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View all checking accounts offered by Exchange Bank of Louisiana

Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee $1,000
Monthly Fee $6
Bank Account Features
  • FDIC Member
  • Check Writing
  • Branch Access
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Fraud Protection
  • Debit Card Lock/Unlock
  • Fraud Monitoring
  • Mobile Banking
  • Check Images with Statement
  • Interest Bearing Account
  • Mobile Check Deposit

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