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  Exchange Bank Prime Checking
Exchange Bank Prime Checking Unaffiliated

Exchange Bank Prime Checking

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) N/A
Monthly Fee $6
Minimum Balance to Avoid Monthly Fee Starting at $1,000

Exchange Bank Prime Checking Review

Exchange Bank Prime Checking is offered by Exchange Bank of Louisiana, founded in 1892 and based in Natchitoches, LA. Exchange Bank Prime Checking is available in 1 state across the USA.

Key Takeaways
  • Charges a monthly fee. This account charges a monthly service fee of $6, but the fee is waived if you keep a minimum balance of $1,000.
  • $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
Exchange Bank Prime Checking Pros & Cons
Pros Cons
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in one state.
  • Monthly service charge.
Exchange Bank Prime Checking FAQ

Are checking accounts from Exchange Bank of Louisiana federally insured?

No, your Exchange Bank of Louisiana checking accounts are not insured by a federal insurance agency. This means that if Exchange Bank of Louisiana were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

What APY does Exchange Bank Prime Checking offer?

Exchange Bank Prime Checking is not an interest bearing account.

What are the account minimums for Exchange Bank Prime Checking?

Exchange Bank Prime Checking requires a minimum initial deposit of $100 to open an account.

Exchange Bank Prime Checking Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $1,000

What fees does Exchange Bank Prime Checking charge?

This account charges a monthly service fee of $6.

Exchange Bank Prime Checking Fees
Description
Monthly Fee $6

What features and perks does Exchange Bank Prime Checking offer?

This account includes the following features:

What is the customer support email for Exchange Bank Prime Checking?

The customer support email for Exchange Bank Prime Checking is loans@exchange-bank.com.

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Message From Exchange Bank of Louisiana

Exchange Bank is a lot more than just another bank and we can give you more reasons to consider changing banks than any other bank. Exchange offers Prime Checking for basic checking accounts.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Exchange Bank of Louisiana

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Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $1,000
Monthly Fee $6
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Bauer Financial A+/A Rating
  • Branch Access
  • Member FDIC
  • Check Writing

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Exchange Bank of Louisiana Checking Accounts

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