Pacific City Bank Basic Checking Account
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $3 |
| Minimum Balance to Avoid Monthly Fee | N/A |
Pacific City Bank Basic Checking Account Review
Pacific City Bank Basic Checking Account is offered by Pacific City Bank, a bank founded in 2003 and based in Los Angeles, CA. Pacific City Bank Basic Checking Account is available in 7 states across the USA.
Key Takeaways
- 0% APY. As with most checking accounts, Pacific City Bank Basic Checking Account does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of $3.
- Bill pay. Pay your bills to practically anyone in the United States through Pacific City Bank.
Pacific City Bank basic checking Pros & Cons
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Pacific City Bank basic checking FAQ
Are checking accounts from Pacific City Bank federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57463). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Pacific City Bank basic checking offer?
Pacific City Bank basic checking is not an interest-bearing account.
What are the account minimums for Pacific City Bank basic checking?
Pacific City Bank basic checking requires a minimum initial deposit of $25 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $25 |
What fees does Pacific City Bank basic checking charge?
This account charges a monthly service fee of $3.
| Description | |
|---|---|
| Monthly Fee | $3 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $1 |
| NSF Fee | $30 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $30 |
| Returned Deposit Fee (Domestic) | $13 |
| Returned Deposit Fee (International) | $13 |
| Stop Payment Fee | $27 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - International (Incoming) | $22 |
| Online Bill Pay Fee | $0 |
Does Pacific City Bank basic checking charge overdraft fees?
Yes, Pacific City Bank basic checking charges a $30 fee for every overdraft.Pacific City Bank basic checking offers overdraft protection at a cost of $30 per transaction.
What features and perks does Pacific City Bank basic checking offer?
This account includes the following features:
- Fraud monitoring - Pacific City Bank basic checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Pacific City Bank basic checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Pacific City Bank basic checking?
The customer support email for Pacific City Bank basic checking is info@paccitybank.com.
Message From Pacific City Bank
Contact
- Headquarters
-
3701 Wilshire Blvd #900
Los Angeles, CA 90010 USA - (213) 210-2000
- Visit Site
- Email Support
Other Services by Pacific City Bank
Availability
- California
- Colorado
- Georgia
- Illinois
- New York
- Virginia
- Washington
Feature Breakdown
| Minimum Opening Deposit | Starting at $25 |
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