Pacific City Bank Deluxe Checking Account

Pacific City Bank Deluxe Checking Account Review

Pacific City Bank Deluxe Checking Account is offered by Pacific City Bank savings accounts, a bank founded in 2003 and based in Los Angeles, CA. Pacific City Bank Deluxe Checking Account are available in 7 states across the USA.

Key Takeaways

• 0% APY. As with most checking accounts, Pacific City Bank Deluxe Checking Account does not pay interest.
• Charges a monthly fee. This account charges a monthly service fee of $7, but the fee is waived if you keep a minimum balance of $500.
• $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
• Bill pay. Pay your bills to practically anyone in the United States through Pacific City Bank.

Pacific City Bank deluxe checking Pros & Cons

Pacific City Bank deluxe checking FAQ

Are checking accounts from Pacific City Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57463). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Pacific City Bank deluxe checking offer?

Pacific City Bank deluxe checking is not an interest-bearing account.

What are the account minimums for Pacific City Bank deluxe checking?

Pacific City Bank deluxe checking requires a minimum initial deposit of $100 to open an account.

What fees does Pacific City Bank deluxe checking charge?

This account charges a monthly service fee of $7.

Does Pacific City Bank deluxe checking charge overdraft fees?

What features and perks does Pacific City Bank deluxe checking offer?

This account includes the following features:

• Fraud monitoring - Pacific City Bank deluxe checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - Pacific City Bank deluxe checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for Pacific City Bank deluxe checking?

The customer support email for Pacific City Bank deluxe checking is info@paccitybank.com.