Pacific City Bank Deluxe Checking Account
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| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) | 0% |
| Monthly Fee | $7 |
| Minimum Balance to Avoid Monthly Fee | Starting at $500 |
Pacific City Bank Deluxe Checking Account Review
Pacific City Bank Deluxe Checking Account is offered by Pacific City Bank, a bank founded in 2003 and based in Los Angeles, CA. Pacific City Bank Deluxe Checking Account is available in 7 states across the USA.
- 0% APY. As with most checking accounts, Pacific City Bank Deluxe Checking Account does not pay interest.
- Charges a monthly fee. This account charges a monthly service fee of $7, but the fee is waived if you keep a minimum balance of $500.
- $100 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
- Bill pay. Pay your bills to practically anyone in the United States through Pacific City Bank.
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Are checking accounts from Pacific City Bank federally insured?
Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57463). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Pacific City Bank deluxe checking offer?
Pacific City Bank deluxe checking is not an interest-bearing account.
What are the account minimums for Pacific City Bank deluxe checking?
Pacific City Bank deluxe checking requires a minimum initial deposit of $100 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $500 |
What fees does Pacific City Bank deluxe checking charge?
This account charges a monthly service fee of $7.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Monthly Fee | $7 |
| NSF Fee | $30 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $30 |
| Returned Deposit Fee (Domestic) | $13 |
| Returned Deposit Fee (International) | $13 |
| Stop Payment Fee | $27 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - International (Incoming) | $22 |
| ATM Fee: Out-of-Network | Starting at $1 |
Does Pacific City Bank deluxe checking charge overdraft fees?
Yes, Pacific City Bank deluxe checking charges a $30 fee for every overdraft.Pacific City Bank deluxe checking offers overdraft protection at a cost of $30 per transaction.
What features and perks does Pacific City Bank deluxe checking offer?
This account includes the following features:
- Fraud monitoring - Pacific City Bank deluxe checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Pacific City Bank deluxe checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
What is the customer support email for Pacific City Bank deluxe checking?
The customer support email for Pacific City Bank deluxe checking is info@paccitybank.com.
Message From Pacific City Bank
Contact
- Headquarters
-
3701 Wilshire Blvd #900
Los Angeles, CA 90010 USA - Visit Site
- Email Support
Other Services by Pacific City Bank
Availability
- California
- Colorado
- Georgia
- Illinois
- New York
- Virginia
- Washington
Feature Breakdown
| Minimum Opening Deposit | Starting at $100 |
| Minimum Balance to Avoid Monthly Fee | Starting at $500 |
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