Pacific City Bank EZ Checking Account
in Checking Accounts from Pacific City Bank · Member fdic
UnaffiliatedPacific City Bank EZ Checking Account
in Checking Accounts from Pacific City Bank · Member FDIC
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| Monthly Fee | $0 |
| ATM Fee: Out-of-Network | $1 |
| Minimum Balance to Avoid Monthly Fee | N/A |
| APY (Annual Percentage Yield) | N/A |
Pacific City Bank EZ Checking Account Review
Pacific City Bank EZ Checking Account is offered by Pacific City Bank, a bank founded in 2003 and based in Los Angeles, CA. Pacific City Bank EZ Checking Account is available in 7 states across the USA.
- $0 monthly fee. This account does not charge a monthly maintenance fee.
- $100 minimum deposit. This account requires a higher minimum initial deposit than most of the accounts we track.
- Free bill pay. Pay your bills to practically anyone in the United States through Pacific City Bank.
- Hard credit pull. Pacific City Bank may require a hard pull on your credit report to open a checking account.
| Pros | Cons |
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Are checking accounts from Pacific City Bank federally insured?
Yes, your Pacific City Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #57463). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does Pacific City Bank EZ Checking Account offer?
Pacific City Bank EZ Checking Account is not an interest bearing account.What are the account minimums for Pacific City Bank EZ Checking Account?
Pacific City Bank EZ Checking Account requires a minimum initial deposit of $100 to open an account.
| Description | Amount |
|---|---|
| Minimum Initial Deposit | $100 |
What fees does Pacific City Bank EZ Checking Account charge?
The good news is that this account does not have a monthly service charge.
| Description | |
|---|---|
| ATM Fee: In-Network | $0 |
| Monthly Fee | $0 |
| Online Bill Pay Fee | $0 |
| Overdraft Item Fee | $30 |
| Overdraft Protection Fee (per transfer) | $30 |
| Returned Deposit Fee (Domestic) | $13 |
| Returned Deposit Fee (International) | $13 |
| Stop Payment Fee | $27 |
| Wire Transfer Fee - Domestic (Incoming) | $10 |
| Wire Transfer Fee - International (Incoming) | $22 |
| ATM Fee: Out-of-Network | $1 |
What features and perks does Pacific City Bank EZ Checking Account offer?
This account includes the following features:
- Fraud monitoring - Pacific City Bank EZ Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Pacific City Bank EZ Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Contact
- Headquarters
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3701 Wilshire Blvd #900
Los Angeles, CA 90010 - (213) 210-2000
- Visit Site
Other Services by Pacific City Bank
Availability
- California
- Colorado
- Georgia
- Illinois
- New York
- Virginia
- Washington
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