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Last Updated: 01/21/2026

Pacific City Bank EZ Checking Account

from Pacific City Bank

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

$0(Verified 01/21/2026)

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Pacific City Bank EZ Checking Account Review

The Pacific City Bank EZ Checking Account is offered by Pacific City Bank, a bank founded in 2003 and based in Los Angeles, CA. Pacific City Bank ez checking is available in 7 states.

Key Takeaways

No monthly maintenance fees. This account does not charge any monthly account fees.
$100 minimum opening deposit. This is a typical minimum initial deposit.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Pacific City Bank mobile or online banking.

Pacific City Bank ez checking Pros & Cons

Pros

Cons

Access to physical branches.
Debit card and the option to lock/unlock the card if lost or stolen
Access to a nationwide network of ATMs.

No signup bonus.
Does not earn interest.
Only available in 7 states.
Charges a fee on out-of-network ATM transactions.

Pacific City Bank ez checking FAQ

Are checking accounts from Pacific City Bank savings accounts federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #57463). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Pacific City Bank ez checking offer?

Pacific City Bank ez checking is not an interest-bearing account.

What are the account minimums for Pacific City Bank ez checking?

Pacific City Bank ez checking requires a minimum initial deposit of $100.

Pacific City Bank EZ Checking Account Minimums

Description

Minimum Opening Deposit

Starting at $100

What fees does Pacific City Bank ez checking charge?

The good news is that this account does not have a monthly Service Charge.

Pacific City Bank EZ Checking Account Fees

Description

Monthly Service Fee

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $1

Overdraft Item Fee

Starting at $30

Returned Deposit Fee (Domestic)

Starting at $13

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $27

Wire Transfer Fee - International (Incoming)

Starting at $22

Returned Deposit Fee (International)

Starting at $13

Wire Transfer Fee - US Domestic (Incoming)

Starting at $10

Does Pacific City Bank ez checking charge overdraft fees?

Yes, Pacific City Bank ez checking charges a $30 fee for every overdraft.

What features and perks does Pacific City Bank ez checking offer?

This account includes the following features:

Fraud monitoring - Pacific City Bank ez checking monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - Pacific City Bank ez checking allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Pacific City Bank ez checking?

The customer support email for Pacific City Bank ez checking is info@paccitybank.com.

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Message from Pacific City Bank ez checking

EZ Checking, a Basic checking account featuring unlimited check-writing and no monthly fee.

Contact

Headquarters

3701 Wilshire Blvd #900

Los Angeles, CA 90010

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 5:00PM

Tuesday

9:00AM - 5:00PM

Wednesday

9:00AM - 5:00PM

Thursday

9:00AM - 5:00PM

Friday

10:00AM - 6:00PM

Saturday

Closed

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.