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  The Citizens National Bank of Cheboygan Free Kasasa Cash Back

The Citizens National Bank of Cheboygan Free Kasasa Cash Back

in Checking Accounts from Citizens National Bank of Cheboygan · Member fdic

Unaffiliated

The Citizens National Bank of Cheboygan Free Kasasa Cash Back

Unaffiliated

in Checking Accounts from Citizens National Bank of Cheboygan · Member FDIC

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Highlights
Monthly Fee $0
ATM Fee: Out-of-Network $1.50
Minimum Balance to Avoid Monthly Fee $0
APY (Annual Percentage Yield) 0%

The Citizens National Bank of Cheboygan Free Kasasa Cash Back Review

The Citizens National Bank of Cheboygan Free Kasasa Cash Back is offered by Citizens National Bank of Cheboygan, a bank founded in 1931 and based in Cheboygan, MI. The Citizens National Bank of Cheboygan Free Kasasa Cash Back is available in 1 state across the USA.

Key Takeaways
  • 4% Cash back. The Citizens National Bank of Cheboygan Free Kasasa Cash Back offers rewards on purchases (see terms and conditions for details).
  • 0% APY. As with most checking accounts, The Citizens National Bank of Cheboygan Free Kasasa Cash Back does not pay interest.
  • $0 monthly fee. This account does not charge a monthly maintenance fee.
  • Up to $25 in ATM fee reimbursements. This account will reimburse you for the ATM fees charged by other financial institutions.
  • Free bill pay. Pay your bills to practically anyone in the United States through Citizens National Bank of Cheboygan.
  • Hard credit pull. Citizens National Bank of Cheboygan may require a hard pull on your credit report to open a checking account.
The Citizens National Bank of Cheboygan Free Kasasa Cash Back Pros & Cons
Pros Cons
  • Access to physical branches.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Charges a fee on out-of-network ATM transactions.
The Citizens National Bank of Cheboygan Free Kasasa Cash Back FAQ

Are checking accounts from Citizens National Bank of Cheboygan federally insured?

Yes, your Citizens National Bank of Cheboygan checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does The Citizens National Bank of Cheboygan Free Kasasa Cash Back offer?

The Citizens National Bank of Cheboygan Free Kasasa Cash Back is not an interest-bearing account.

What are the account minimums for The Citizens National Bank of Cheboygan Free Kasasa Cash Back?

The Citizens National Bank of Cheboygan Free Kasasa Cash Back requires a minimum initial deposit of $50 to open an account.

The Citizens National Bank of Cheboygan Free Kasasa Cash Back Account Minimums
Description Amount
Minimum Opening Deposit $50

What fees does The Citizens National Bank of Cheboygan Free Kasasa Cash Back charge?

The good news is that this account does not have a monthly service charge.

The Citizens National Bank of Cheboygan Free Kasasa Cash Back Fees
Description
ATM Fee: In-Network $0
ATM Reimbursement Monthly Limit $25
Bank Teller Fee $0
Check Cashing Fee $0
Check Copy $3
Debit Card Replacement Fee $5
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 2%
Monthly Fee $0
NSF Fee $35
Online Bill Pay Fee $0
Overdraft Item Fee $35
Returned Deposit Fee (Domestic) $35
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $50
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $1.50

What features and perks does The Citizens National Bank of Cheboygan Free Kasasa Cash Back offer?

This account includes the following features:

  • ATM reimbursement - This account will reimburse you for the ATM fees charged by other networks up to a monthly maximum of $25.
  • Fraud monitoring - The Citizens National Bank of Cheboygan Free Kasasa Cash Back monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - The Citizens National Bank of Cheboygan Free Kasasa Cash Back allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Michigan
Availabile in all of Michigan

Feature Breakdown

Minimum Opening Deposit Starting at $50
Minimum Balance to Avoid Monthly Fee $0
ATM Fee: In-Network $0
Bank Teller Fee $0
Check Cashing Fee $0
Monthly Fee $0
Online Bill Pay Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
ATM Reimbursement Monthly Limit $25
Check Copy $3
Debit Card Replacement Fee $5
Early Account Closure $20
Foreign Transaction Fee (Debit Card) 2%
NSF Fee $35
Overdraft Item Fee $35
Returned Deposit Fee (Domestic) $35
Stop Payment Fee $35
Wire Transfer Fee - Domestic (Outgoing) $50
Wire Transfer Fee - International (Outgoing) $50
ATM Fee: Out-of-Network $1.50
Bank Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • ATM Reimbursement
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card
  • Branch Access
  • FDIC Member
  • Check Writing
Cashback Rewards 0% - 4%

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