Standard Insurance Life Insurance Review

Standard Insurance Life Insurance is an insurance carrier based in Portland, OR. The company was founded in 1906 and offers life insurance in 49 states (and Washington, DC). Life insurance is important for anyone who has loved who depend on them financially. It can also help with final expenses and burial costs.

What types of life insurance coverage does Standard Insurance Life Insurance offer?

Insurance carriers typically offer a wide variety of policies. One of the best ways to save money on life insurance is to avoid unnecessary coverage. Only apply for policies and riders you actually need.

Here is a brief description of the coverage Standard Insurance Life Insurance offers.

As well as the basic coverage types mentioned above, Standard Insurance Life Insurance also offers the following policies:

• Group Life Insurance - Standard Insurance Life Insurance offers some of its policies as a group benefit to employees who meet certain eligibility requirements, such as having worked for a month in the company. Typically, these policies can only be adjusted or purchased after a qualifying life event, such as marriage or the birth of a child, or during an open enrollment period.
• Survivorship Life Insurance - This type of policy covers two individuals and pays a death benefit to a beneficiary after both have died.

How can you save money on a Standard Insurance Life Insurance life insurance policy?

When you ask for a quote with Standard Insurance Life Insurance, ask what policy discounts are available.

What is the financial strength rating of Standard Insurance Life Insurance?

Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy.

There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

Standard Insurance Life Insurance scores an A or excellent, which is SuperMoney's second highest available score.