Standard Insurance Life Insurance Review

Standard Insurance Life Insurance is a life insurance carrier based in Portland, OR. The company was founded in 1906 and offers life insurance products in 49 states (and Washington, DC).

What types of life insurance products does Standard Insurance Life Insurance offer?

Life insurance companies typically offer a wide variety of life insurance options. One of the best ways to save money on life insurance products is to avoid unnecessary coverage. Only purchase life insurance policies and riders you actually need.

Here is a brief description of life insurance options Standard Insurance Life Insurance offers.

As well as the basic coverage types mentioned above, Standard Insurance Life Insurance company also offers the following life insurance policies:

• Group Life Insurance - Standard Insurance Life Insurance offers some of its life insurance policies as a group benefit to employees who meet certain eligibility requirements, such as having worked for a month in the company. Typically, these term life insurance policies can only be adjusted or purchased after a qualifying life event, such as marriage or the birth of a child, or during an open enrollment period.
• Survivorship Life Insurance - These types of joint universal life insurance policies cover two individuals and pays a death benefit to a beneficiary after both have died.

What is the financial strength rating of Standard Insurance Life Insurance?

The financial strength rating of life insurance companies scores its ability to pay contracts and life insurance policies. SuperMoney gives Standard Insurance Life Insurance an A or excellent, which is SuperMoney's second highest available score for life insurance companies.

SuperMoney's financial strength rating is primarily based on the average score from insurance rating agencies.