AAA Credit Card
AAA Credit Card
in Credit Cards from AAA

AAA Credit Card

in Credit Cards from AAA
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Purchase APR N/A
Balance Transfer APR N/A
Credit Score Range Up to 850
Annual Fee $0

AAA Credit Card Review

This is a cashback credit card issued by AAA. If you're wondering whether AAA Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • Annual fee waived the first year. AAA Credit Card gives you the chance to have the card for a year without paying the $0 annual fee.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, and fraud protection.

Pros & Cons of AAA Credit Card

The Good The Bad
  • No annual fee.
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • Free access to your credit score.
  • Identity Theft Protection.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Does not report to credit bureaus.

AAA Credit Card FAQ

Does AAA Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

AAA Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($)

Does AAA Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does AAA Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the AAA Credit Card benefits?

It provides the following benefits:

  • Free Credit Score
  • Emergency Support
  • Zero fraud liability

What are the relevant APRs for AAA Credit Card?

Issuer does not publicly disclose rates. Please see the issuer's application page or contact them directly for rate and fee information.

Does AAA Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does AAA Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for AAA Credit Card?

The following fees apply:

AAA Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 0%

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does AAA Credit Card have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for AAA Credit Card?

The AAA Credit Card customer service number is (800) 822-4357.

What is the support contact email for AAA Credit Card?

The support contact email for AAA Credit Card is

What is the AAA Credit Card login page?

You can access the AAA Credit Card login page here.

How do people rate the customer service and user experience of AAA Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for AAA Credit Card

  • Visit the AAA Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Annual Fee First Year
Annual Fee $0
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range - 850
Credit Card Benefits
  • Identity Theft Protection
  • Emergency Support
  • Fraud Liability
  • Free Credit Score
Rewards Categories
  • 3% Cash Back on Travel
  • 2% Cash Back on Drug Store Purchases
  • 2% Cash Back on Gas
  • 2% Cash Back on Groceries
  • 1% Cash Back on Every Purchase up to $1
Does Not Disclose Rates
APR Type Variable APR
Card Type
  • Rewards
  • Cashback
  • Travel
Card Network Visa

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