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  AAA Personal Watercraft Insurance

AAA Personal Watercraft Insurance

in Personal Watercraft Insurance from AAA

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AAA Personal Watercraft Insurance

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in Personal Watercraft Insurance from AAA

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Highlights
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Financial Strength Rating A+

AAA Personal Watercraft Insurance Review

This review focuses on insurance for your personal watercraft. If you are looking for reviews on boat insurance, click here.

What is a personal watercraft?

Most people either call them water scooters or by one of three brands: Jet-Ski, WaveRunner, or Sea-Doo. The United States Coast Guard defines a personal watercraft (or PWC) as a boat less than 16 feet in length that is designed to carry one to three persons and is operated by someone on the the watercraft.

Do I need Jet-Ski and WaveRunner insurance?

Legal requirements vary by state. Most states require some level of liability insurance. If you financed it with a loan, your lender may require you to get comprehensive insurance.

AAA Personal Watercraft Insurance FAQ

Where does AAA do business?

AAA is an insurance carrier based in Livonia, MI. The company was founded in 1902 and offers watercraft insurance in 50 states (and Washington, DC).

Highest possible financial rating. AAA scores the highest available financial rating, which is just what you want from the company responsible for paying for your insurance claims.

If you are looking for a personal watercraft insurance policy and you're wondering whether AAA Personal Watercraft Insurance is a good choice, read on.

How does AAA Personal Watercraft Insurance compare to other personal watercraft insurance companies?

Pros & Cons of AAA Personal Watercraft Insurance
Pros Cons
  • 24/7 Phone availability
  • Digital claims reporting
  • Generous with policy discounts
  • Generous with policy discounts
  • No collision coverage
  • Does not offer comprehensive coverage
  • Does not include medical payments
  • No liability coverage
  • Does not offer an uninsured boater rider
  • No fuel spill liability coverage
  • No coverage for on-water towing and labor
  • Does not offer wreckage removal
  • up to 350000.

    What types of WaveRunner and Jet-Ski insurance coverage does AAA Personal Watercraft Insurance offer?

    Most people don't think about it when they buy a small boat or jet ski, but there are several types of personal watercraft insurance coverage. In the event of an accident, you need the right coverage to protect yourself from property damage costs and liability. These are types of policy AAA offers.

    Does AAA offer on-water towing and labor?

    No, AAA does not offer on-water towing and labor to policyholders.

    Does AAA provide wreckage removal?

    No, AAA does not have wreckage removal as an available rider for personal watercraft insurance policies.

    What is the financial strength rating of AAA Personal Watercraft Insurance?

    The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

    AAA Personal Watercraft Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.

    How can I get a AAA Personal Watercraft Insurance quote?

    • Visit the AAA website.
    • Fill in the insurance quote application form. You will typically need to provide personal information, such as your name, personal watercraft information and documentation, your driver's license, and address.
    • Check the information is accurate and submit your application.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Availability

      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Policy Discounts
    • Mature / Experienced Operator
    • Claims Free
    • Multiple Vehicles
    • Multiple Policy
    • Loyalty / Long-Term Customer
    • Homeowner
    • Good Student
    • Defensive Driver / Safety Course
    Min/Max Liability Coverage Up to $350,000
    Vehicle Coverages
    • Comprehensive
    • Collision
    Boaters Policy Endorsements Fishing Equipment & Carry-On Items
    Vehicle Policy Endorsements
    • Emergency Roadside Service
    • Mechanical Breakdown Coverage
    • Non-Owner Liability Coverage
    Financial Strength Rating A+
    Carrier Features
    • 24/7 Phone Availability
    • Paperless Billing
    • Digital Claims Reporting

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    SUPERMONEY NET RECOMMENDATION SCORE

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    Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.