
Arvest Bank Visa Signature® Credit Card
in Personal Credit Cards from Arvest Bank
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Purchase APR (Variable APR) | 13.24% - 20.24% |
Balance Transfer APR (Variable APR) | 13.24% - 20.24% |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
Arvest Bank Visa Signature® Credit Card Review
Arvest Bank Visa Signature® Credit Card is a rewards credit card issued by Arvest Bank. If you're wondering whether Arvest Bank Visa Signature® Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Competitive APRs. Arvest Bank Visa Signature® Credit Card has a variable purchase APR that ranges from 13.24% up to 20.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Arvest Bank Visa Signature® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, Global Entry / TSA Precheck Fee Credit, identity theft protection, travel assistance, and fraud protection.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
The Good | The Bad |
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Is there a Arvest Bank Visa Signature® Credit Card cash back or rewards program?
Arvest Bank Visa Signature® Credit Card offers a rewards program to its customers.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does Arvest Bank Visa Signature® Credit Card have a signup bonus?
Arvest Bank Visa Signature® Credit Card doesn't offer a cash signup bonus.Does Arvest Bank Visa Signature® Credit Card offer an annual loyalty bonus?
Arvest Bank Visa Signature® Credit Card doesn't offer a cash loyalty bonus.What are the Arvest Bank Visa Signature® Credit Card benefits?
Arvest Bank Visa Signature® Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Arvest Bank Visa Signature® Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Arvest Bank Visa Signature® Credit Card has lower than average purchase APRs.Arvest Bank Visa Signature® Credit Card has a variable purchase APR that ranges from 13.24% up to 20.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 20.24%. It also has a variable cash advance APR of 24.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Arvest Bank Visa Signature® Credit Card have an introductory APR offer on balance transfers?
Yes, Arvest Bank Visa Signature® Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
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Balance Transfer Fee % After Intro Period | Starting at 3% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 13.24% - 20.24% |
Balance Transfer Fee Minimum | $10 |
Balance Transfer Fee % | 3% |
Does Arvest Bank Visa Signature® Credit Card have an introductory APR offer on new purchases?
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 12 months.
Description | |
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Introductory Rate | 0% |
Purchase Intro APR Period | 12 months |
What are the fees for Arvest Bank Visa Signature® Credit Card?
The following fees apply to Arvest Bank Visa Signature® Credit Card:
Fees | Amount |
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Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
Does Arvest Bank Visa Signature® Credit Card have a foreign transaction fee?
Arvest Bank Visa Signature® Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does Arvest Bank Visa Signature® Credit Card report your account activity to credit bureaus?
Yes, Arvest Bank Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Arvest Bank Visa Signature® Credit Card
- Visit the Arvest Bank Visa Signature® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
75 North East Street
Fayetteville, AR 72701 - (479) 575-1099
- Visit Site
Other Services by Arvest Bank

Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Every Purchase (Points) | Up to 1.5 |
Every Purchase (Points) | Earn 1.5X Arvest Flex Rewards™ points for every $1 you spend on eligible purchases with the Arvest Visa Signature® card |
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