
Best Of Product
Arvest Bank Visa Signature® Credit Card
Not enough votes for recommendation
Explore a similar product
Try this top product in Credit Cards.
Purchase APR (Variable APR) | 13.24% - 20.24% |
Balance Transfer APR (Variable APR) | 13.24% - 20.24% |
Credit Score Range | 700 - 850 |
Annual Fee | $0 |
Arvest Bank Visa Signature® Credit Card Review
This is a rewards credit card issued by Arvest Bank. If you're wondering whether Arvest Bank Visa Signature® Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
- Competitive APRs. Arvest Bank Visa Signature® Credit Card has a variable purchase APR that ranges from 13.24% up to 20.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Arvest Bank Visa Signature® Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of Arvest Bank Visa Signature® Credit Card
The Good | The Bad |
---|---|
|
|
Arvest Bank Visa Signature® Credit Card FAQ
Does Arvest Bank Visa Signature® Credit Card have a cash back or rewards program?
Arvest Bank Visa Signature® Credit Card is a rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Arvest Bank Visa Signature® Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Arvest Bank Visa Signature® Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Arvest Bank Visa Signature® Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Arvest Bank Visa Signature® Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Arvest Bank Visa Signature® Credit Card has a variable purchase APR that ranges from 13.24% up to 20.24%. The card has a variable balance transfer APR that ranges from 13.24% up to 20.24%. It also has a variable cash advance APR of 24.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Arvest Bank Visa Signature® Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Fee % After Intro Period | Starting at 3% |
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 13.24% - 20.24% |
Balance Transfer Fee Minimum | $10 |
Balance Transfer Fee % | 3% |
Does Arvest Bank Visa Signature® Credit Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 12 months.
What are the fees for Arvest Bank Visa Signature® Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Arvest Bank Visa Signature® Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Arvest Bank Visa Signature® Credit Card?
The Arvest Bank Visa Signature® Credit Card customer service number is (479) 575-1099.
What is the support contact email for Arvest Bank Visa Signature® Credit Card?
The support contact email for Arvest Bank Visa Signature® Credit Card is interact@arvest.com.
What is the Arvest Bank Visa Signature® Credit Card login page?
You can access the Arvest Bank Visa Signature® Credit Card login page here.
How do people rate the customer service and user experience of Arvest Bank Visa Signature® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Arvest Bank Visa Signature® Credit Card report your account activity to credit bureaus?
Yes, Arvest Bank Visa Signature® Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Arvest Bank Visa Signature® Credit Card
- Visit the Arvest Bank Visa Signature® Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
75 North East Street
Fayetteville, AR 72701 USA - (479) 575-1099
- Visit Site
- Email Support
Other Services by Arvest Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 12 months |
Be the first to rate
Would you recommend Arvest Bank Visa Signature® Credit Card to your friends?
Arvest Bank Credit Cards
- Citi Custom Cash
- CommonWealth One FCU Credit Card Visa Platinum
- Community FCU of Michigan Platinum Mastercard
- Draper's & Damon's Credit Card
- DuPont Community CU MasterCard Credit Card
- Evansville Teachers FCU Reward Mastercard
- First State Bank of Newcastle Visa Credit Card
- Golden 1 Credit Union Platinum Rewards for Students
- HSBC Gold Mastercard Credit Card
- Hanscom Federal Credit Union Platinum Secured Mastercard
- Matanuska Valley FCU VISA Secured Credit Card
- OneAZ Credit Union Visa Signature Credit Card