Last Updated: 07/28/2025
Atlantic FCU Visa Platinum Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Starting at 11.49%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
Starting at 11.49%(Verified 06/21/2024)
Credit Score Range
600 - 850
Annual Fee
$0
Atlantic FCU Visa Platinum Credit Card Review
This is a card issued by Atlantic Federal Credit Union. If you're wondering whether Atlantic FCU Visa Platinum Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, purchase security, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Atlantic FCU Visa Platinum
| The Good | The Bad |
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Atlantic FCU Visa Platinum FAQ
Does Atlantic FCU Visa Platinum have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Atlantic FCU Visa Platinum?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Atlantic FCU Visa Platinum Credit Card has a fixed purchase APR starting at 11.49%. The card has a fixed balance transfer APR starting at 11.49% . It also has a fixed cash advance APR starting at 11.49% .
Does Atlantic FCU Visa Platinum have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.49% for a period of 12 months.
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| Balance Transfer APR | Starting at 11.49% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 2.49% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Atlantic FCU Visa Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Atlantic FCU Visa Platinum?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the customer service phone number for Atlantic FCU Visa Platinum?
The customer service number for Atlantic FCU Visa Platinum is (800) 834-0432.
What is the support contact email for Atlantic FCU Visa Platinum?
The support contact email for Atlantic FCU Visa Platinum is info@atlanticfcu.com.
What is the login page for Atlantic FCU Visa Platinum?
You can access the login page of Atlantic FCU Visa Platinum here.
How do people rate the customer service and user experience of Atlantic FCU Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Atlantic FCU Visa Platinum Credit Card report your account activity to credit bureaus?
Yes, Atlantic FCU Visa Platinum Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Atlantic Federal Credit Union perform a hard credit pull?
Yes, Atlantic FCU Visa Platinum performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Atlantic FCU Visa Platinum
- Visit the website of Atlantic FCU Visa Platinum.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 12:00PM