Last Updated: 07/28/2025
Atlantic FCU Visa Signature Credit Card
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateExplore a similar product
Try this top product in Credit Cards
Total Visa® Credit Card
Mostly recommended35 reviews
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreCompare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
Starting at 15.50%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
Starting at 15.50%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Atlantic FCU Visa Signature Credit Card Review
This is a cashback credit card issued by Atlantic Federal Credit Union. If you're wondering whether Atlantic FCU Visa Signature Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Atlantic FCU Visa Signature
| The Good | The Bad |
|
|
Atlantic FCU Visa Signature FAQ
Does Atlantic FCU Visa Signature have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Atlantic FCU Visa Signature?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Atlantic FCU Visa Signature Credit Card has a variable purchase APR starting at 15.50%. The card has a variable balance transfer APR starting at 15.50% . It also has a variable cash advance APR starting at 15.50% .
Does Atlantic FCU Visa Signature have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.49% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | Starting at 15.50% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 2.49% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Atlantic FCU Visa Signature have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 2.49% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 2.49% on qualified purchases for a period of 12 months.
What are the fees for Atlantic FCU Visa Signature?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Atlantic FCU Visa Signature?
The customer service number for Atlantic FCU Visa Signature is (800) 834-0432.
What is the support contact email for Atlantic FCU Visa Signature?
The support contact email for Atlantic FCU Visa Signature is info@atlanticfcu.com.
How do people rate the customer service and user experience of Atlantic FCU Visa Signature?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Atlantic FCU Visa Signature Credit Card report your account activity to credit bureaus?
Yes, Atlantic FCU Visa Signature Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Atlantic Federal Credit Union perform a hard credit pull?
Yes, Atlantic FCU Visa Signature performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Atlantic FCU Visa Signature
- Visit the website of Atlantic FCU Visa Signature.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 12:00PM
Other Services by Atlantic Federal Credit Union
CD Accounts
Be the first to rate
Checking Accounts
Rating not yet determined (1 Review)
Money Market Accounts
Be the first to rate
Savings Accounts
Be the first to rate
Auto Loans
Be the first to rate
Personal Lines of Credit
Rating not yet determined (1 Review)
Personal Loans
Be the first to rate
Home Equity Loans
Be the first to rate
Other Credit Cards from Atlantic Federal Credit Union
Rating not yet determined
Purchase APR
Starting at 11.49%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 11.49%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
Starting at 17.99%
Disclaimer popup with additional information
Balance Transfer APR
Starting at 17.99%
Disclaimer popup with additional information
Credit Score Range
590 - 850
300
850
Annual Fee
$0
Community Recommended Products
View AllSponsored
Mostly recommended35 Reviews
Learn MoreSponsored
Strongly recommended13 Reviews
Learn MoreSponsored
Mostly recommended11 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Atlantic FCU Visa Signature Credit Card Community Reviews
Would you recommend Atlantic FCU Visa Signature Credit Card to your friends?
There are currently no reviews.
You might also like
Best Personal Credit Cards
SuperMoney
How Do Credit Cards Work? A Complete Guide
Ante Mazalin
15 Biggest Credit Card Mistakes You're Still Making
Andrew Latham
Does Dollar General Do Cash Back In 2026?
Justin Smith