Last Updated: 07/28/2025
Atlantic FCU Visa Signature Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 15.50%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
Starting at 15.50%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Atlantic FCU Visa Signature Credit Card Review
This is a cashback credit card issued by Atlantic Federal Credit Union. If you're wondering whether Atlantic FCU Visa Signature Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Atlantic FCU Visa Signature
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Atlantic FCU Visa Signature FAQ
Does Atlantic FCU Visa Signature have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Atlantic FCU Visa Signature?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Atlantic FCU Visa Signature Credit Card has a variable purchase APR starting at 15.50%. The card has a variable balance transfer APR starting at 15.50% . It also has a variable cash advance APR starting at 15.50% .
Does Atlantic FCU Visa Signature have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.49% for a period of 12 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | Starting at 15.50% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 2.49% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Atlantic FCU Visa Signature have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 2.49% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 12 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 2.49% on qualified purchases for a period of 12 months.
What are the fees for Atlantic FCU Visa Signature?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Atlantic FCU Visa Signature?
The customer service number for Atlantic FCU Visa Signature is (800) 834-0432.
What is the support contact email for Atlantic FCU Visa Signature?
The support contact email for Atlantic FCU Visa Signature is info@atlanticfcu.com.
What is the login page for Atlantic FCU Visa Signature?
You can access the login page of Atlantic FCU Visa Signature here.
How do people rate the customer service and user experience of Atlantic FCU Visa Signature?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Atlantic FCU Visa Signature Credit Card report your account activity to credit bureaus?
Yes, Atlantic FCU Visa Signature Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Atlantic Federal Credit Union perform a hard credit pull?
Yes, Atlantic FCU Visa Signature performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Atlantic FCU Visa Signature
- Visit the website of Atlantic FCU Visa Signature.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 12:00PM