Last Updated: 07/28/2025
Credit Union 1of Alaska Secured Credit Card
Unaffiliated
in Credit Cards from Credit Union 1 of Alaska
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
Starting at 13.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
Starting at 13.9%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
500 - 600
Annual Fee
Starting at $15
Credit Union 1of Alaska Secured Credit Card Review
This is a secured credit card issued by Credit Union 1 of Alaska. If you're wondering whether Credit Union 1of Alaska Secured Credit Card is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, purchase security, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Credit Union 1of Alaska Secured Credit Card
| The Good | The Bad |
|
|
Credit Union 1of Alaska Secured Credit Card FAQ
Does Credit Union 1of Alaska Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Emergency Support
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Credit Union 1of Alaska Secured Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Credit Union 1of Alaska Secured Credit Card has a variable purchase APR starting at 13.9%. The card has a variable balance transfer APR starting at 13.9% . It also has a variable cash advance APR starting at 13.9% .
Does Credit Union 1of Alaska Secured Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Credit Union 1of Alaska Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Credit Union 1of Alaska Secured Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Starting at $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | Starting at $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Starting at $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee as low as $15.
There is a late fee starting at $30. Does Credit Union 1of Alaska Secured Credit Card have a foreign transaction fee?
Credit Union 1of Alaska Secured Credit Card charges a foreign transaction fee of up to 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Credit Union 1of Alaska Secured Credit Card?
The customer service number for Credit Union 1of Alaska Secured Credit Card is (907) 339-9485.
What is the support contact email for Credit Union 1of Alaska Secured Credit Card?
The support contact email for Credit Union 1of Alaska Secured Credit Card is service@cu1.org.
What is the login page for Credit Union 1of Alaska Secured Credit Card?
You can access the login page of Credit Union 1of Alaska Secured Credit Card here.
How do people rate the customer service and user experience of Credit Union 1of Alaska Secured Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Credit Union 1of Alaska Secured Credit Card report your account activity to credit bureaus?
Yes, Credit Union 1of Alaska Secured Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Credit Union 1 of Alaska perform a hard credit pull?
Yes, Credit Union 1of Alaska Secured Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Credit Union 1of Alaska Secured Credit Card
- Visit the website of Credit Union 1of Alaska Secured Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
View Credit Union 1of Alaska Secured Credit Card's published terms & conditions
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
10:00AM - 6:00PM
Tuesday
10:00AM - 6:00PM
Wednesday
10:00AM - 6:00PM
Thursday
10:00AM - 6:00PM
Friday
10:00AM - 6:00PM
Saturday
10:00AM - 5:00PM