Credit Union 1of Alaska Secured Credit Card
in Personal Credit Cards from Credit Union 1 of Alaska
UnaffiliatedCredit Union 1of Alaska Secured Credit Card
in Personal Credit Cards from Credit Union 1 of Alaska
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| Purchase APR (Variable APR) | Starting at 13.9% |
| Balance Transfer APR (Variable APR) | Starting at 13.9% |
| Credit Score Range | 500 - 600 |
| Annual Fee | Starting at $15 |
Credit Union 1of Alaska Secured Credit Card Review
This is a secured credit card credit card issued by Credit Union 1 of Alaska. If you're wondering whether Credit Union 1of Alaska Secured Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, purchase protection, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
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Does Credit Union 1of Alaska Secured Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Credit Union 1of Alaska Secured Credit Card benefits?
It provides the following benefits:
- Emergency Support
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Credit Union 1of Alaska Secured Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a variable purchase APR starting at 13.9% . The card has a variable balance transfer APR starting at 13.9% . It also has a variable cash advance APR starting at 13.9% .
Does Credit Union 1of Alaska Secured Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Credit Union 1of Alaska Secured Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Credit Union 1of Alaska Secured Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | N/A |
| Foreign Transaction Fee | 2% |
Does Credit Union 1of Alaska Secured Credit Card have a foreign transaction fee?
Credit Union 1of Alaska Secured Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Credit Union 1of Alaska Secured Credit Card?
The Credit Union 1of Alaska Secured Credit Card customer service number is (907) 339-9485.
Does Credit Union 1of Alaska Secured Credit Card report your account activity to credit bureaus?
Yes, Credit Union 1of Alaska Secured Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Credit Union 1of Alaska Secured Credit Card
- Visit the Credit Union 1of Alaska Secured Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1941 Abbott Rd
Anchorage, AK 99507 - (907) 339-9485
- Visit Site
About Credit Union 1of Alaska Secured Credit Card
Availability
Feature Breakdown
| No Interest Grace Period for Late Payment | 21 days |
| Foreign Currency Transaction Fee | 2% |
| Annual Fee | Starting at $15 |
| Returned Payment Fee | Starting at $20 |
| Late Fee Amount | Starting at $30 |
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