Credit Union 1 Gold Credit Card Review

This is a credit card issued by Credit Union 1 of Alaska. If you're wondering whether Credit Union 1 Gold Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good	The Bad
Multiple credit card perks. Free access to your credit score. Identity Theft Protection. Considers applicants with fair or poor credit. Credit Union 1 Gold Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 2%. You don't earn rewards on every purchase.

Does Credit Union 1 Gold Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Credit Union 1 Gold Credit Card benefits?

It provides the following benefits:

• Free Credit Score
• Emergency Support
• Free Credit Report.
• Free Credit Report
• Reports to major credit bureaus

What are the relevant APRs for Credit Union 1 Gold Credit Card?

The card has a variable balance transfer APR starting at 6.75% . It also has a variable cash advance APR starting at 6.75% .

What are the fees for Credit Union 1 Gold Credit Card?

The following fees apply:

Credit Union 1 Gold Credit Card Fees

Fees	Amount
Annual Fee
Foreign Transaction Fee	2%

Does Credit Union 1 Gold Credit Card report your account activity to credit bureaus?

Yes, Credit Union 1 Gold Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Credit Union 1 Gold Credit Card

• Visit the Credit Union 1 Gold Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.