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  Credit Union 1 Chrome Credit Card

Credit Union 1 Chrome Credit Card

in Personal Credit Cards from Credit Union 1 of Alaska

Unaffiliated

Credit Union 1 Chrome Credit Card

Unaffiliated

in Personal Credit Cards from Credit Union 1 of Alaska

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Highlights
Purchase APR  (Variable APR) Starting at 16.50%
Balance Transfer APR  (Variable APR) Starting at 16.50%
Credit Score Range 300 - 500
Annual Fee N/A

Credit Union 1 Chrome Credit Card Review

Credit Union 1 Chrome Credit Card is a credit card issued by Credit Union 1 of Alaska. If you're wondering whether Credit Union 1 Chrome Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Credit Union 1 Chrome Credit Card Pros & Cons
The Good The Bad
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Credit Union 1 Chrome Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2%.
  • You don't earn rewards on every purchase.
Credit Union 1 Chrome Credit Card FAQ

Is there a Credit Union 1 Chrome Credit Card cash back or rewards program?

No, Credit Union 1 Chrome Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Credit Union 1 Chrome Credit Card benefits?

Credit Union 1 Chrome Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Cellular Telephone Protection
  • Reports to major credit bureaus

What are the relevant APRs for Credit Union 1 Chrome Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.

Credit Union 1 Chrome Credit Card has a variable purchase APR starting at 16.50% . The card has a variable balance transfer APR starting at 16.50% . It also has a variable cash advance APR starting at 16.50% .

Does Credit Union 1 Chrome Credit Card have an introductory APR offer on balance transfers?

No, Credit Union 1 Chrome Credit Card does not come with an introductory APR offer for balance transfers.

Does Credit Union 1 Chrome Credit Card have an introductory APR offer on new purchases?

Credit Union 1 Chrome Credit Card does not offer an introductory rate on new purchases.

What are the fees for Credit Union 1 Chrome Credit Card?

The following fees apply to Credit Union 1 Chrome Credit Card:

Credit Union 1 Chrome Credit Card Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 2%

Does Credit Union 1 Chrome Credit Card have a foreign transaction fee?

Credit Union 1 Chrome Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Credit Union 1 Chrome Credit Card report your account activity to credit bureaus?

Yes, Credit Union 1 Chrome Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Credit Union 1 Chrome Credit Card

  • Visit the Credit Union 1 Chrome Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Credit Union 1 Chrome Credit Card's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 10:00am - 6:00pm
  • Tuesday 10:00am - 6:00pm
  • Wednesday 10:00am - 6:00pm
  • Thursday 10:00am - 6:00pm
  • Friday 10:00am - 6:00pm
  • Saturday 10:00am - 5:00pm

About Credit Union 1 Chrome Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by Credit Union 1 of Alaska

Availability

  Available in 1 state
Alaska
Availabile in all of Alaska

Feature Breakdown

No Interest Grace Period for Late Payment 21 days
Foreign Currency Transaction Fee 2%
Returned Payment Fee Starting at $20.00
Late Fee Amount Starting at $30.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Score Range 300 - 500
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
Rewards Categories
  • Select Merchants
Cash Advance APR (Variable APR) Starting at 16.50%
Balance Computation We use a method called “average daily balance” (including new purchases). See your account agreement for more details.
Purchase APR (Variable APR) Starting at 16.50%
Balance Transfer APR (Variable APR) Starting at 16.50%

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