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  Credit Union 1 Classic Credit Card

Credit Union 1 Classic Credit Card

in Personal Credit Cards from Credit Union 1 of Alaska

Unaffiliated

Credit Union 1 Classic Credit Card

Unaffiliated

in Personal Credit Cards from Credit Union 1 of Alaska

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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) Starting at 11.95%
Credit Score Range 600 - 850
Annual Fee N/A

Credit Union 1 Classic Credit Card Review

This is a credit card issued by Credit Union 1 of Alaska. If you're wondering whether Credit Union 1 Classic Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Credit Union 1 Classic Credit Card
The Good The Bad
  • Free access to your credit score.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Credit Union 1 Classic Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 2%.
  • You don't earn rewards on every purchase.
Credit Union 1 Classic Credit Card FAQ

Does Credit Union 1 Classic Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

What are the Credit Union 1 Classic Credit Card benefits?

It provides the following benefits:

  • Free Credit Score
  • Emergency Support
  • Reports to major credit bureaus

What are the relevant APRs for Credit Union 1 Classic Credit Card?

The card has a variable balance transfer APR starting at 11.95% .

Does Credit Union 1 Classic Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Credit Union 1 Classic Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Credit Union 1 Classic Credit Card?

The following fees apply:

Credit Union 1 Classic Credit Card Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 2%

Does Credit Union 1 Classic Credit Card have a foreign transaction fee?

Credit Union 1 Classic Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Credit Union 1 Classic Credit Card?

The Credit Union 1 Classic Credit Card customer service number is (907) 339-9485.

What is the support contact email for Credit Union 1 Classic Credit Card?

The support contact email for Credit Union 1 Classic Credit Card is service@cu1.org.

Does Credit Union 1 Classic Credit Card report your account activity to credit bureaus?

Yes, Credit Union 1 Classic Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Credit Union 1 Classic Credit Card

  • Visit the Credit Union 1 Classic Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 10:00am - 6:00pm
  • Tuesday 10:00am - 6:00pm
  • Wednesday 10:00am - 6:00pm
  • Thursday 10:00am - 6:00pm
  • Friday 10:00am - 6:00pm
  • Saturday 10:00am - 5:00pm

About Credit Union 1 Classic Credit Card

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View all personal credit cards offered by Credit Union 1 of Alaska

Availability

  Available in 1 state
Alaska
Availabile in all of Alaska

Feature Breakdown

No Interest Grace Period for Late Payment 21 days
Foreign Currency Transaction Fee 2%
Late Fee Amount Starting at $30.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • U.S. Temporary Resident Visa Holders
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Emergency Support
  • Free Credit Score
  • Identity Theft Protection
Rewards Categories
  • Select Merchants
Balance Transfer APR (Variable APR) Starting at 11.95%

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