Last Updated: 04/18/2025
Credit Union 1 Classic Credit Card
Unaffiliated
in Credit Cards from Credit Union 1 of Alaska
Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
N/A
Balance Transfer APR (Variable APR)
Starting at 11.95%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
600 - 850
Annual Fee
N/A
Credit Union 1 Classic Credit Card Review
This is a card issued by Credit Union 1 of Alaska. If you're wondering whether Credit Union 1 Classic Credit Card is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Credit Union 1 Classic Credit Card
| The Good | The Bad |
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Credit Union 1 Classic Credit Card FAQ
Does Credit Union 1 Classic Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
- Select Merchants
| Description |
- Free Credit Score
- Emergency Support
- Reports to major credit bureaus
What are the relevant APRs for Credit Union 1 Classic Credit Card?
The card has a variable balance transfer APR starting at 11.95% .Does Credit Union 1 Classic Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Credit Union 1 Classic Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Credit Union 1 Classic Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Starting at $30.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
There is a late fee starting at $30.00. Does Credit Union 1 Classic Credit Card have a foreign transaction fee?
Credit Union 1 Classic Credit Card charges a foreign transaction fee of up to 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Credit Union 1 Classic Credit Card?
The customer service number for Credit Union 1 Classic Credit Card is (907) 339-9485.
What is the support contact email for Credit Union 1 Classic Credit Card?
The support contact email for Credit Union 1 Classic Credit Card is service@cu1.org.
What is the login page for Credit Union 1 Classic Credit Card?
You can access the login page of Credit Union 1 Classic Credit Card here.
How do people rate the customer service and user experience of Credit Union 1 Classic Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Credit Union 1 Classic Credit Card report your account activity to credit bureaus?
Yes, Credit Union 1 Classic Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Credit Union 1 of Alaska perform a hard credit pull?
Yes, Credit Union 1 Classic Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Credit Union 1 Classic Credit Card
- Visit the website of Credit Union 1 Classic Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
10:00AM - 6:00PM
Tuesday
10:00AM - 6:00PM
Wednesday
10:00AM - 6:00PM
Thursday
10:00AM - 6:00PM
Friday
10:00AM - 6:00PM
Saturday
10:00AM - 5:00PM