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  Chase Freedom® Rise Credit Card
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Chase Freedom® Rise Credit Card

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Highlights
Purchase APR  (Variable APR) 26.74%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 26.74%
(Verified 08/04/2023)
Credit Score Range 300 - 850
Annual Fee $0

Chase Freedom® Rise Credit Card Review

This is a cashback card issued by Chase Bank. If you're wondering whether chase credit card is the right card for you, read on.

Key Takeaways

  • Signup bonus. Offers a signup bonus of up to $25.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.74%
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Chase Freedom® Rise Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of chase credit card

The Good The Bad
  • Customers can improve their chances of getting approved by simply having or opening a Chase checking account.
  • No annual fee.
  • Multiple credit card perks.
  • Offers Auto Rental Collision Damage Waiver.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair credit.
  • Cardholders can earn rewards on their purchases.
  • Chase Freedom® Rise Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Charges a foreign transaction fee of 3%.
  • Charges a 5% balance transfer fee

chase credit card FAQ

Does chase credit card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

chase credit card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $25

Does chase credit card have a signup bonus?

Yes, it offers card users a signup bonus worth up to $25.

Does chase credit card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the chase credit card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for chase credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Chase Freedom® Rise Credit Card has a variable purchase APR of 26.74%. The card has a variable balance transfer APR of 26.74% . It also has a variable cash advance APR of 29.99% .

Does chase credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does chase credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for chase credit card?

The following fees apply:

chase credit card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $
Initial Program Fee $
Foreign Transaction Fee 3%
Returned Payment Fee Starting at $ up to $40
Late Payment Fee Starting at up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does chase credit card have a foreign transaction fee?

chase credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for chase credit card?

The chase credit card customer service number is (877) 242-7372.

What is the support contact email for chase credit card?

The support contact email for chase credit card is customerdepartament@chase.com.

What is the chase credit card login page?

You can access the chase credit card login page here.

How do people rate the customer service and user experience of chase credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Chase Freedom® Rise Credit Card report your account activity to credit bureaus?

Yes, Chase Freedom® Rise Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for chase credit card

  • Visit the chase credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 21 days
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • 1.5% Cash Back on Every Purchase
Signup Bonus $25
Cash Advance APR (Variable APR) 29.99%
APR Type Variable APR
Balance Computation We use the daily balance method (including new transactions).
Purchase APR (Variable APR) 26.74%
(Verified 08/04/2023)
Balance Transfer APR (Variable APR) 26.74%
(Verified 08/04/2023)
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%
Card Type
  • Rewards
  • Cashback
  • Bad Credit
Card Network Visa

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