Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
16.49% - 27.49%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
16.49% - 27.49%(Verified 06/21/2024)
Credit Score Range
Starting at 601
Annual Fee
$0 - $50
Synovus Travel Rewards Visa® Credit Card Review
This is a travel card issued by Synovus Bank. If you're wondering whether Synovus Travel Rewards Visa® Credit Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 6 months.
- APRs: Synovus Travel Rewards Visa® Credit Card has a variable regular purchase APR that ranges from 16.49% up to 27.49%.
- Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $50 for the privilege.
- $0 intro annual fee for the first year. Synovus Travel Rewards Visa® Credit Card gives you the chance to have the card for a year without paying the $0 annual fee.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Travel Rewards
| The Good | The Bad |
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Travel Rewards FAQ
Does Travel Rewards have a cash back or rewards program?
Travel Rewards is a travel rewards card.
| Description |
Does Travel Rewards have a signup bonus?
This card doesn't offer a cash signup bonus.Does Travel Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Travel Rewards benefits?
Synovus Travel Rewards Visa® Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Travel Assistance
What are the relevant APRs for Travel Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Synovus Travel Rewards Visa® Credit Card has a variable purchase APR that ranges from 16.49% up to 27.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 27.49%. It also has a variable cash advance APR of 29.49% .
Does Travel Rewards have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 16.49% - 27.49% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Travel Rewards have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 6 months.
What are the fees for Travel Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 - $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee First Year? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $39 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee ranging from $0 up to $50.
Does Travel Rewards have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Travel Rewards?
The customer service number for Travel Rewards is (888) 796-6887.
What is the support contact email for Travel Rewards?
The support contact email for Travel Rewards is info@firstlatitude.com.
How do people rate the customer service and user experience of Travel Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Synovus Bank perform a hard credit pull?
Yes, Travel Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Travel Rewards
- Visit the website of Travel Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
All Day
Monday
All Day
Tuesday
All Day
Wednesday
All Day
Thursday
All Day
Friday
All Day
Saturday
All Day
Other Services by Synovus Bank
Other Credit Cards from Synovus Bank
Rating not yet determined
Purchase APR
16.49% - 27.49%
Disclaimer popup with additional information
Balance Transfer APR
16.49% - 27.49%
Disclaimer popup with additional information
Credit Score Range
Starting at 601
Annual Fee
$0
Rating not yet determined
Purchase APR
10.74%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
300 - 850
300
850
Annual Fee
$49
Rating not yet determined
Purchase APR
18.24%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
300 - 850
300
850
Annual Fee
$39
Rating not yet determined
Purchase APR
14.49% - 25.49%
Disclaimer popup with additional information
Balance Transfer APR
14.49% - 25.49%
Disclaimer popup with additional information
Credit Score Range
Starting at 601
Annual Fee
$0
Rating not yet determined
Purchase APR
16.49% - 27.49%
Disclaimer popup with additional information
Balance Transfer APR
16.49% - 27.49%
Disclaimer popup with additional information
Credit Score Range
Starting at 601
Annual Fee
$0
Rating not yet determined
Purchase APR
35.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
600 - 850
300
850
Annual Fee
$48 - $75
Purchase APR
35.99%
Disclaimer popup with additional information
Balance Transfer APR
N/A
Credit Score Range
300 - 650
300
850
Annual Fee
$48 - $75
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Learn MoreSuperMoney Net Recommendation Score
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