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  Synovus Travel Rewards Visa® Credit Card
Synovus Travel Rewards Visa® Credit Card
in Credit Cards from Synovus Bank
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Synovus Travel Rewards Visa® Credit Card

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in Credit Cards from Synovus Bank
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Highlights
Purchase APR  (Variable APR) 16.49% - 27.49%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) 16.49% - 27.49%
(Verified 08/04/2023)
Credit Score Range Starting at 601
Annual Fee $0 - $50

Synovus Travel Rewards Visa® Credit Card Review

This is a rewards card issued by Synovus Bank. If you're wondering whether Travel Rewards is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Synovus Travel Rewards Visa® Credit Card has a variable purchase APR that ranges from 16.49% up to 27.49%.
  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $50 for the privilege.
  • Annual fee waived the first year. Synovus Travel Rewards Visa® Credit Card gives you the chance to have the card for a year without paying the $0 annual fee.
  • No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
  • Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 601.

Pros & Cons of Travel Rewards

The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 6 months. There is then a variable purchase APR that ranges from 16.49% up to 27.49%.
  • Annual fee waived during the first year.
  • Multiple credit card perks.
  • Offers Auto Rental Collision Damage Waiver.
  • Identity Theft Protection.
  • Travel assistance insurance
  • Considers applicants with fair credit.
  • No foreign transaction fee.
  • Cardholders can earn rewards on their purchases.
  • Charges an annual fee as low as $0. up to $50
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.

Travel Rewards FAQ

Does Travel Rewards have a cash back or rewards program?

Travel Rewards is a travel rewards card.

Travel Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Travel Rewards have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Travel Rewards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Travel Rewards benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Travel Assistance

What are the relevant APRs for Travel Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance.

Synovus Travel Rewards Visa® Credit Card has a variable purchase APR that ranges from 16.49% up to 27.49%. The card has a variable balance transfer APR that ranges from 16.49% up to 27.49%. It also has a variable cash advance APR of 29.49% .

Does Travel Rewards have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.

Synovus Travel Rewards Visa® Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 16.49% - 27.49%

Does Travel Rewards have an intro APR offer on new purchases?

Synovus Travel Rewards Visa® Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Travel Rewards?

The following fees apply:

Travel Rewards Fees
Fees Amount
Annual Fee Starting at $0 up to $50
Overlimit Fee $
Initial Program Fee $
Foreign Transaction Fee 0%
Returned Payment Fee Starting at $ up to $39
Late Payment Fee Starting at up to $39

Does Travel Rewards have a foreign transaction fee?

This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.

What is the customer service phone number for Travel Rewards?

The Travel Rewards customer service number is (888) 796-6887.

What is the support contact email for Travel Rewards?

The support contact email for Travel Rewards is info@synovus.com.

What is the Travel Rewards login page?

You can access the Travel Rewards login page here.

How do people rate the customer service and user experience of Travel Rewards?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for Travel Rewards

  • Visit the Travel Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee
No Annual Fee First Year
Annual Fee $0 - $50
Minimum Interest Charge $0
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 21
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 601 -
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Travel Assistance
Cash Advance APR (Variable APR) 29.49%
APR Type Variable APR
Purchase APR (Variable APR) 16.49% - 27.49%
(Verified 08/04/2023)
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 16.49% - 27.49%
(Verified 08/04/2023)
Card Type
  • Rewards
  • Travel
Card Network Visa

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