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  Synovus Classic Visa® Credit Card
Synovus Classic Visa® Credit Card
in Credit Cards from Synovus Bank
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Synovus Classic Visa® Credit Card

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in Credit Cards from Synovus Bank
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Highlights
Purchase APR  (Variable APR) 14.49% - 25.49%
(Verified 01/30/2023)
Balance Transfer APR  (Variable APR) 14.49% - 25.49%
(Verified 01/30/2023)
Credit Score Range Starting at 601
Annual Fee $0

Synovus Classic Visa® Credit Card Review

This is a card issued by Synovus Bank. If you're wondering whether Synovus Classic Visa Credit Card is the right card for you, read on.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • Competitive APRs. Synovus Classic Visa® Credit Card has a variable purchase APR that ranges from 14.49% up to 25.49%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 601.

Pros & Cons of Synovus Classic Visa Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 6 months. There is then a variable purchase APR that ranges from 14.49% up to 25.49%.
  • No annual fee.
  • Considers applicants with fair credit.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.

Synovus Classic Visa Credit Card FAQ

Does Synovus Classic Visa Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Synovus Classic Visa Credit Card benefits?

It provides the following benefits:

  • Emergency Support
  • Zero fraud liability

What are the relevant APRs for Synovus Classic Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Synovus Classic Visa® Credit Card has a variable purchase APR that ranges from 14.49% up to 25.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 25.49%. It also has a variable cash advance APR of 29.49% .

Does Synovus Classic Visa Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.

Synovus Classic Visa® Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 14.49% - 25.49%

Does Synovus Classic Visa Credit Card have an intro APR offer on new purchases?

Synovus Classic Visa® Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Synovus Classic Visa Credit Card?

The following fees apply:

Synovus Classic Visa Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $39
Late Payment Fee up to $39

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for Synovus Classic Visa Credit Card?

The Synovus Classic Visa Credit Card customer service number is (888) 796-6887.

What is the support contact email for Synovus Classic Visa Credit Card?

The support contact email for Synovus Classic Visa Credit Card is info@synovus.com.

What is the Synovus Classic Visa Credit Card login page?

You can access the Synovus Classic Visa Credit Card login page here.

How do people rate the customer service and user experience of Synovus Classic Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for Synovus Classic Visa Credit Card

  • Visit the Synovus Classic Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday All Day
  • Monday All Day
  • Tuesday All Day
  • Wednesday All Day
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  • Friday All Day
  • Saturday All Day

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $10
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Returned Payment Fee Up to $39
Late Fee Amount Up to $39
Customer Type Personal
Minimum Age 21
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 601 -
Credit Card Benefits
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
Cash Advance APR (Variable APR) 29.49%
APR Type Variable APR
Purchase APR (Variable APR) 14.49% - 25.49%
(Verified 01/30/2023)
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) 14.49% - 25.49%
(Verified 01/30/2023)
Card Type
  • Low Interest
Card Network Visa

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† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.