Eastman Credit Union Platinum Preferred Visa

Eastman Credit Union Platinum Preferred Visa Review

This is a credit card issued by Eastman Credit Union. If you're wondering whether Eastman Credit Union Platinum Preferred Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

The Good	The Bad
Potentially lower than average purchase APRs. Multiple credit card perks. Considers applicants with fair credit. Eastman Credit Union Platinum Preferred Visa reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase.

Does Eastman Credit Union Platinum Preferred Visa have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Eastman Credit Union Platinum Preferred Visa benefits?

It provides the following benefits:

• Reports to major credit bureaus

What are the relevant APRs for Eastman Credit Union Platinum Preferred Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Eastman Credit Union Platinum Preferred Visa has a variable purchase APR starting at 9.90% . The card has a variable balance transfer APR starting at 9.90% . It also has a variable cash advance APR starting at 9.90% .

What are the fees for Eastman Credit Union Platinum Preferred Visa?

The following fees apply:

Eastman Credit Union Platinum Preferred Visa Fees

Fees	Amount
Annual Fee
Late Payment Fee	up to $25

Does Eastman Credit Union Platinum Preferred Visa report your account activity to credit bureaus?

Yes, Eastman Credit Union Platinum Preferred Visa reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Eastman Credit Union Platinum Preferred Visa

• Visit the Eastman Credit Union Platinum Preferred Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.