Eastman Credit Union Classic Visa

Eastman Credit Union Classic Visa Review

This is a rewards credit card issued by Eastman Credit Union. If you're wondering whether Eastman Credit Union Classic Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

• Competitive APRs. Eastman Credit Union Classic Visa has a variable purchase APR that ranges from 7.75% up to 18.00%.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Eastman Credit Union Classic Visa

The Good

The Bad

Potentially lower than average purchase APRs. Multiple credit card perks. Offers auto rental collision damage waiver. Access to a concierge. Extended warranty on purchases. Identity Theft Protection. Travel accident and travel assistance insurance. Considers applicants with fair credit. Cardholders can earn rewards on their purchases. Eastman Credit Union Classic Visa reports to multiple credit bureaus.

Does not offer a signup bonus. You don't earn rewards on every purchase.

Eastman Credit Union Classic Visa FAQ

Does Eastman Credit Union Classic Visa have a cash back or rewards program?

Eastman Credit Union Classic Visa is a rewards card.

Eastman Credit Union Classic Visa Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Eastman Credit Union Classic Visa benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Eastman Credit Union Classic Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Eastman Credit Union Classic Visa has a variable purchase APR that ranges from 7.75% up to 18.00%. The card has a variable balance transfer APR that ranges from 7.75% up to 18.00%. It also has a variable cash advance APR that ranges from 7.75% up to 18.00%.

What are the fees for Eastman Credit Union Classic Visa?

The following fees apply:

Eastman Credit Union Classic Visa Fees

Fees	Amount
Annual Fee
Late Payment Fee	up to $25

Does Eastman Credit Union Classic Visa report your account activity to credit bureaus?

Yes, Eastman Credit Union Classic Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Eastman Credit Union Classic Visa

• Visit the Eastman Credit Union Classic Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.