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  Eastman Credit Union Classic Visa

Eastman Credit Union Classic Visa

in Personal Credit Cards from Eastman Credit Union

Unaffiliated

Eastman Credit Union Classic Visa

Unaffiliated

in Personal Credit Cards from Eastman Credit Union

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Highlights
Purchase APR  (Variable APR) 7.75 - 18.00
Balance Transfer APR  (Variable APR) 7.75 - 18.00
Credit Score Range 600 - 850
Annual Fee N/A

Eastman Credit Union Classic Visa Review

This is a rewards credit card issued by Eastman Credit Union. If you're wondering whether Eastman Credit Union Classic Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Eastman Credit Union Classic Visa has a variable purchase APR that ranges from 7.75% up to 18.00%.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Pros & Cons of Eastman Credit Union Classic Visa
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • Eastman Credit Union Classic Visa reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
Eastman Credit Union Classic Visa FAQ

Does Eastman Credit Union Classic Visa have a cash back or rewards program?

Eastman Credit Union Classic Visa is a rewards card.

Eastman Credit Union Classic Visa Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Eastman Credit Union Classic Visa have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Eastman Credit Union Classic Visa offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Eastman Credit Union Classic Visa benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Eastman Credit Union Classic Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 7.75% up to 18.00%. The card has a variable balance transfer APR that ranges from 7.75% up to 18.00%. It also has a variable cash advance APR that ranges from 7.75% up to 18.00%.

Does Eastman Credit Union Classic Visa have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Eastman Credit Union Classic Visa have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Eastman Credit Union Classic Visa?

The following fees apply:

Eastman Credit Union Classic Visa Fees
Fees Amount
Annual Fee
Late Payment Fee up to $25

Does Eastman Credit Union Classic Visa report your account activity to credit bureaus?

Yes, Eastman Credit Union Classic Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Eastman Credit Union Classic Visa

  • Visit the Eastman Credit Union Classic Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Eastman Credit Union Classic Visa's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   2021 Meadowview Lane
    Kingsport, TN 37660
  •   Visit Site

Hours of Operation

  • Sunday Closed
  • Monday 7:30am - 5:30pm
  • Tuesday 7:30am - 5:30pm
  • Wednesday 7:30am - 5:30pm
  • Thursday 7:30am - 5:30pm
  • Friday 7:30am - 5:30pm
  • Saturday Closed

Other Services by Eastman Credit Union

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View all personal credit cards offered by Eastman Credit Union

Availability

  Available in 1 state
Tennessee
Availabile in all of Tennessee

Feature Breakdown

No Interest Grace Period for Late Payment 25 days
Late Fee Amount Up to 25
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Rewards Categories
  • Travel
  • Online
  • Select Merchants
Cash Advance APR (Variable APR) 7.75 - 18.00
Balance Computation We use a method called “average daily balance (including new purchases)”.
Purchase APR (Variable APR) 7.75 - 18.00
Balance Transfer APR (Variable APR) 7.75 - 18.00
Card Type
  • Rewards
Card Network Visa

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